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Avidia Bancorp vs Pioneer Bancorp: AVBC and PBFS compared
Avidia Bancorp is the larger company: $31.2M of revenue in its latest quarter (Q3 2026) against $29.1M for Pioneer Bancorp (Q3 2026). Pioneer Bancorp is growing faster (+21% against +11% a year earlier). Avidia Bancorp is more profitable, with an operating margin of 37.1% against 0.2%.
Where the money goes: AVBC and PBFS
Avidia Bancorp (AVBC) · Q3 2026
Avidia Bancorp, Q3 2026: revenue $31.2M (+11% year over year), operating margin 37.1%, net earnings $8.6M. The chart follows the revenue to costs, profit and cash.
Pioneer Bancorp (PBFS) · Q3 2026
Pioneer Bancorp, Q3 2026: revenue $29.1M (+21% year over year), operating margin 0.2%, net earnings $85K, operating cash flow $16.8M. The chart follows the revenue to costs, profit and cash.
| Avidia Bancorp (AVBC) | Pioneer Bancorp (PBFS) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $31.2M | $29.1M |
| Revenue growth, Y/Y | +11% | +21% |
| Operating margin | 37.1% | 0.2% |
| Net earnings | $8.6M | $85K |
| Net margin | 27.6% | 0.3% |
| Operating cash flow | — | $16.8M |
| Free cash flow | — | $15.8M |
Questions
Which is bigger, Avidia Bancorp or Pioneer Bancorp?
Avidia Bancorp is the larger company: $31.2M of revenue in its latest quarter (Q3 2026) against $29.1M for Pioneer Bancorp (Q3 2026).
Is Avidia Bancorp or Pioneer Bancorp growing faster?
Pioneer Bancorp is growing faster (+21% against +11% a year earlier).
Which is more profitable, Avidia Bancorp or Pioneer Bancorp?
Avidia Bancorp is more profitable, with an operating margin of 37.1% against 0.2%.
More: Avidia Bancorp earnings · how Avidia Bancorp makes money · Pioneer Bancorp earnings · how Pioneer Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (8-K filed Oct 23, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.