Filing Flows › Financials › Avidia Bancorp (AVBC)
Avidia Bancorp (AVBC) earnings and revenue breakdown
Latest: Q3 2026 · 8-K filed Oct 23, 2026
Q3 2026 Revenue up 11% year over year to $31.2M · 28¢ of every $1 of revenue kept as net profit · operating margin 37.1%
Avidia Bancorp made $31.2M in Q3 2026 (+11% Y/Y). Operating margin 37.1%, net earnings $8.6M. See where every dollar goes — costs, profit and cash — as a Sankey from the 8-K filed Oct 23, 2026 (preliminary, from the earnings release).
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $31.2M in Q3 2026, up 11% year over year and up 4% from the previous quarter.
Operating profit was $11.6M, a 37.1% margin (up 44.1 points year over year). Total costs fell 34% while revenue rose 11%. Net earnings were $8.6M. The effective tax rate was 25.6%.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 8-K | Oct 23, 2026 | $31.2M | +11% | 37.1% | $8.6M | — |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Avidia Bancorp
Avidia Bancorp, Inc. is the bank holding company of Avidia Bank. Avidia Bank is a Massachusetts-chartered stock savings bank. With headquarters in Hudson, Massachusetts, it also operates nine full-service banking offices in western Middlesex County and eastern Worcester County, in Massachusetts
In its own words, from its 8-K, filed Jul 27, 2026.
Avidia Bancorp against its Savings Institutions, Not Federally Chartered peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +11% against the peers' median +8%. Operating margin: 37.1% against the peers' median 36.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| AVBC Avidia Bancorp | Q3 2026 | $31.2M | +11% | 37.1% |
| FLG Flagstar Bank, National Association | Q3 2026 | $530M | +2% | -1.9% |
| BBT Beacon Financial | Q2 2025 | $114M | +5% | 36.5% |
| HFWA Heritage Financial | Q3 2026 | $86.5M | +32% | 25.8% |
| NBBK NB Bancorp | Q3 2026 | $76.5M | +48% | 37.9% |
| TCBX Third Coast Bancshares | Q3 2026 | $65.9M | +21% | 36.1% |
| SMBC Southern Missouri Bancorp | Q1 FY27 | $53.1M | +8% | 44.4% |
| HBCP Home Bancorp | Q3 2026 | $40.1M | +6% | 31.8% |
| NARA Narragansett Bancorp | Q2 2026 | $35.3M | +6% | 11.2% |
Source: Avidia Bancorp 8-K on SEC EDGAR · CIK 2058758 · Savings Institutions, Not Federally Chartered
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History
Every quarter: Q3 2026 results