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Narragansett Bancorp (NARA) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Sep 21, 2026 · Narragansett Bancorp (NARA) Q2 2026 earnings results →
Q2 2026 Revenue up 6% year over year to $35.3M · 10¢ of every $1 of revenue kept as net profit · operating margin 11.2%
Narragansett Bancorp made $35.3M in Q2 2026 (+6% Y/Y): Net interest income $21.4M, Noninterest income $13.9M. Operating margin 11.2%, net earnings $3.5M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Sep 21, 2026.
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Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $35.3M in Q2 2026, up 6% year over year. Net interest income was the largest line at 61% of revenue. Net interest income added $2.7M year over year (up 14%), 137% of the total change. Noninterest income declined 5%.
Operating profit was $4.0M, a 11.2% margin (up 2.9 points year over year). Of the extra revenue versus a year earlier, 61% reached operating profit, above the 8% margin then. Total costs grew 2% against revenue growth of 6%. Net earnings were $3.5M, up 54% year over year. The effective tax rate was 12.6%.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Sep 21, 2026 | $35.3M | +6% | 11.2% | $3.5M | — |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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Narragansett Bancorp against its Savings Institutions, Not Federally Chartered peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +6% against the peers' median +8%. Operating margin: 11.2% against the peers' median 36.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| NARA Narragansett Bancorp | Q2 2026 | $35.3M | +6% | 11.2% |
| FLG Flagstar Bank, National Association | Q3 2026 | $530M | +2% | -1.9% |
| BBT Beacon Financial | Q2 2025 | $114M | +5% | 36.5% |
| HFWA Heritage Financial | Q3 2026 | $86.5M | +32% | 25.8% |
| NBBK NB Bancorp | Q3 2026 | $76.5M | +48% | 37.9% |
| TCBX Third Coast Bancshares | Q3 2026 | $65.9M | +21% | 36.1% |
| SMBC Southern Missouri Bancorp | Q1 FY27 | $53.1M | +8% | 44.4% |
| HBCP Home Bancorp | Q3 2026 | $40.1M | +6% | 31.8% |
| AVBC Avidia Bancorp | Q3 2026 | $31.2M | +11% | 37.1% |
Source: Narragansett Bancorp 10-Q on SEC EDGAR · CIK 2138186 · Savings Institutions, Not Federally Chartered
More on NARA
History
Every quarter: Q2 2026 results