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Home Bancorp vs Narragansett Bancorp: HBCP and NARA compared
Home Bancorp is the larger company: $40.1M of revenue in its latest quarter (Q3 2026) against $35.3M for Narragansett Bancorp (Q2 2026). Home Bancorp is growing faster (+6% against +6% a year earlier). Home Bancorp is more profitable, with an operating margin of 31.8% against 11.2%.
Where the money goes: HBCP and NARA
Home Bancorp (HBCP) · Q3 2026
Home Bancorp, Q3 2026: revenue $40.1M (+6% year over year), operating margin 31.8%, net earnings $10.1M, operating cash flow $24.3M. The chart follows the revenue to costs, profit and cash.
Narragansett Bancorp (NARA) · Q2 2026
Narragansett Bancorp, Q2 2026: revenue $35.3M (+6% year over year), operating margin 11.2%, net earnings $3.5M. The chart follows the revenue to costs, profit and cash.
| Home Bancorp (HBCP) | Narragansett Bancorp (NARA) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $40.1M | $35.3M |
| Revenue growth, Y/Y | +6% | +6% |
| Operating margin | 31.8% | 11.2% |
| Net earnings | $10.1M | $3.5M |
| Net margin | 25.2% | 9.8% |
| Operating cash flow | $24.3M | — |
| Free cash flow | $23.5M | — |
Where the revenue comes from
Home Bancorp
- Net interest income: $35.9M (90%)
- Noninterest income: $4.2M (10%)
Narragansett Bancorp
- Net interest income: $21.4M (61%)
- Noninterest income: $13.9M (39%)
Questions
Which is bigger, Home Bancorp or Narragansett Bancorp?
Home Bancorp is the larger company: $40.1M of revenue in its latest quarter (Q3 2026) against $35.3M for Narragansett Bancorp (Q2 2026).
Is Home Bancorp or Narragansett Bancorp growing faster?
Home Bancorp is growing faster (+6% against +6% a year earlier).
Which is more profitable, Home Bancorp or Narragansett Bancorp?
Home Bancorp is more profitable, with an operating margin of 31.8% against 11.2%.
More: Home Bancorp earnings · how Home Bancorp makes money · Narragansett Bancorp earnings · how Narragansett Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Sep 21, 2026). Fiscal quarters can end on different dates. Not investment advice.