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Bank of America vs Capital One Financial: BAC and COF compared
Bank of America is the larger company: $30.0B of revenue in its latest quarter (Q3 2026) against $16.3B for Capital One Financial (Q3 2026). Capital One Financial is growing faster (+6% against +3% a year earlier). Bank of America is more profitable, with an operating margin of 29.9% against 28.0%.
Where the money goes: BAC and COF
Bank of America (BAC) · Q3 2026
Bank of America, Q3 2026: revenue $30.0B (+3% year over year), operating margin 29.9%, net earnings $6.9B, operating cash flow −$6.5B. The chart follows the revenue to costs, profit and cash.
Capital One Financial (COF) · Q3 2026
Capital One Financial, Q3 2026: revenue $16.3B (+6% year over year), operating margin 28.0%, net earnings $3.5B, operating cash flow $5.7B. The chart follows the revenue to costs, profit and cash.
| Bank of America (BAC) | Capital One Financial (COF) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $30.0B | $16.3B |
| Revenue growth, Y/Y | +3% | +6% |
| Operating margin | 29.9% | 28.0% |
| Net earnings | $6.9B | $3.5B |
| Net margin | 23.1% | 21.7% |
| Operating cash flow | −$6.5B | $5.7B |
| Free cash flow | — | $5.3B |
| Market value | $356.9B | $123.0B |
| P/E | 11.8× | 11.2× |
| Analysts’ mean target | $62.48 | $255.19 |
Questions
Which is bigger, Bank of America or Capital One Financial?
Bank of America is the larger company: $30.0B of revenue in its latest quarter (Q3 2026) against $16.3B for Capital One Financial (Q3 2026).
Is Bank of America or Capital One Financial growing faster?
Capital One Financial is growing faster (+6% against +3% a year earlier).
Which is more profitable, Bank of America or Capital One Financial?
Bank of America is more profitable, with an operating margin of 29.9% against 28.0%.
More: Bank of America earnings · how Bank of America makes money · Capital One Financial earnings · how Capital One Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 30, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.