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Business First Bancshares vs Tompkins Financial: BFST and TMP compared
Business First Bancshares is the larger company: $93.2M of revenue in its latest quarter (Q3 2026) against $89.9M for Tompkins Financial (Q3 2026). Business First Bancshares is growing faster (+15% against +3% a year earlier). Tompkins Financial is more profitable, with an operating margin of 42.0% against 33.0%.
Where the money goes: BFST and TMP
Business First Bancshares (BFST) · Q3 2026
Business First Bancshares, Q3 2026: revenue $93.2M (+15% year over year), operating margin 33.0%, net earnings $24.6M, operating cash flow $43.7M. The chart follows the revenue to costs, profit and cash.
Tompkins Financial (TMP) · Q3 2026
Tompkins Financial, Q3 2026: revenue $89.9M (+3% year over year), operating margin 42.0%, net earnings $28.7M, operating cash flow $37.9M. The chart follows the revenue to costs, profit and cash.
| Business First Bancshares (BFST) | Tompkins Financial (TMP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $93.2M | $89.9M |
| Revenue growth, Y/Y | +15% | +3% |
| Operating margin | 33.0% | 42.0% |
| Net earnings | $24.6M | $28.7M |
| Net margin | 26.4% | 31.9% |
| Operating cash flow | $43.7M | $37.9M |
| Free cash flow | — | $36.9M |
Where the revenue comes from
Business First Bancshares
- Net interest income: $80.7M (87%)
- Noninterest income: $12.5M (13%)
Tompkins Financial
- Net interest income: $77.3M (86%)
- Noninterest income: $12.6M (14%)
Questions
Which is bigger, Business First Bancshares or Tompkins Financial?
Business First Bancshares is the larger company: $93.2M of revenue in its latest quarter (Q3 2026) against $89.9M for Tompkins Financial (Q3 2026).
Is Business First Bancshares or Tompkins Financial growing faster?
Business First Bancshares is growing faster (+15% against +3% a year earlier).
Which is more profitable, Business First Bancshares or Tompkins Financial?
Tompkins Financial is more profitable, with an operating margin of 42.0% against 33.0%.
More: Business First Bancshares earnings · how Business First Bancshares makes money · Tompkins Financial earnings · how Tompkins Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.