Filing Flows › Comparisons › BFST vs UVSP
Business First Bancshares vs Univest Financial: BFST and UVSP compared
Business First Bancshares is the larger company: $93.2M of revenue in its latest quarter (Q3 2026) against $90.0M for Univest Financial (Q3 2026). Business First Bancshares is growing faster (+15% against +8% a year earlier). Business First Bancshares is more profitable, with an operating margin of 33.0% against 30.0%.
Where the money goes: BFST and UVSP
Business First Bancshares (BFST) · Q3 2026
Business First Bancshares, Q3 2026: revenue $93.2M (+15% year over year), operating margin 33.0%, net earnings $24.6M, operating cash flow $43.7M. The chart follows the revenue to costs, profit and cash.
Univest Financial (UVSP) · Q3 2026
Univest Financial, Q3 2026: revenue $90.0M (+8% year over year), operating margin 30.0%, net earnings $21.6M, operating cash flow $46.4M. The chart follows the revenue to costs, profit and cash.
| Business First Bancshares (BFST) | Univest Financial (UVSP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $93.2M | $90.0M |
| Revenue growth, Y/Y | +15% | +8% |
| Operating margin | 33.0% | 30.0% |
| Net earnings | $24.6M | $21.6M |
| Net margin | 26.4% | 24.0% |
| Operating cash flow | $43.7M | $46.4M |
| Free cash flow | — | $45.2M |
Where the revenue comes from
Business First Bancshares
- Net interest income: $80.7M (87%)
- Noninterest income: $12.5M (13%)
Questions
Which is bigger, Business First Bancshares or Univest Financial?
Business First Bancshares is the larger company: $93.2M of revenue in its latest quarter (Q3 2026) against $90.0M for Univest Financial (Q3 2026).
Is Business First Bancshares or Univest Financial growing faster?
Business First Bancshares is growing faster (+15% against +8% a year earlier).
Which is more profitable, Business First Bancshares or Univest Financial?
Business First Bancshares is more profitable, with an operating margin of 33.0% against 30.0%.
More: Business First Bancshares earnings · how Business First Bancshares makes money · Univest Financial earnings · how Univest Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.