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Brighthouse Financial vs Citizens: BHF and CIA compared
Brighthouse Financial is the larger company: $853M of revenue in its latest quarter (Q3 2026) against $65.0M for Citizens (Q3 2026). Citizens is growing faster (+4% against -53% a year earlier). Brighthouse Financial is more profitable, with an operating margin of 47.4% against 0.2%.
Where the money goes: BHF and CIA
Brighthouse Financial (BHF) · Q3 2026
Brighthouse Financial, Q3 2026: revenue $853M (-53% year over year), operating margin 47.4%, net earnings $328M, operating cash flow −$476M. The chart follows the revenue to costs, profit and cash.
Citizens (CIA) · Q3 2026
Citizens, Q3 2026: revenue $65.0M (+4% year over year), operating margin 0.2%, net loss $422K, operating cash flow $11.3M. The chart follows the revenue to costs, profit and cash.
| Brighthouse Financial (BHF) | Citizens (CIA) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $853M | $65.0M |
| Revenue growth, Y/Y | -53% | +4% |
| Operating margin | 47.4% | 0.2% |
| Net earnings | $328M | −$422K |
| Net margin | 38.5% | -0.6% |
| Operating cash flow | −$476M | $11.3M |
| Free cash flow | — | $10.7M |
| Market value | $2.5B | — |
| P/E | 3.6× | — |
| Analysts’ mean target | $60.83 | — |
Questions
Which is bigger, Brighthouse Financial or Citizens?
Brighthouse Financial is the larger company: $853M of revenue in its latest quarter (Q3 2026) against $65.0M for Citizens (Q3 2026).
Is Brighthouse Financial or Citizens growing faster?
Citizens is growing faster (+4% against -53% a year earlier).
Which is more profitable, Brighthouse Financial or Citizens?
Brighthouse Financial is more profitable, with an operating margin of 47.4% against 0.2%.
More: Brighthouse Financial earnings · how Brighthouse Financial makes money · Citizens earnings · how Citizens makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.