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BOK Financial vs FNB: BOKF and FNB compared
BOK Financial is the larger company: $561M of revenue in its latest quarter (Q3 2026) against $469M for FNB (Q3 2026). FNB is growing faster (+3% against +2% a year earlier). FNB is more profitable, with an operating margin of 41.2% against 35.8%.
Where the money goes: BOKF and FNB
BOK Financial (BOKF) · Q3 2026
BOK Financial, Q3 2026: revenue $561M (+2% year over year), operating margin 35.8%, net earnings $160M, operating cash flow $280M. The chart follows the revenue to costs, profit and cash.
FNB (FNB) · Q3 2026
FNB, Q3 2026: revenue $469M (+3% year over year), operating margin 41.2%, net earnings $153M, operating cash flow $291M. The chart follows the revenue to costs, profit and cash.
| BOK Financial (BOKF) | FNB (FNB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $561M | $469M |
| Revenue growth, Y/Y | +2% | +3% |
| Operating margin | 35.8% | 41.2% |
| Net earnings | $160M | $153M |
| Net margin | 28.5% | 32.6% |
| Operating cash flow | $280M | $291M |
| Free cash flow | $225M | $250M |
| Market value | $7.9B | $6.5B |
| P/E | 12.0× | 10.9× |
| Analysts’ mean target | $143.33 | $20.33 |
Where the revenue comes from
BOK Financial
- Net interest income: $370M (66%)
- Noninterest income: $191M (34%)
FNB
- Net interest income: $376M (80%)
- Noninterest income: $93.0M (20%)
Questions
Which is bigger, BOK Financial or FNB?
BOK Financial is the larger company: $561M of revenue in its latest quarter (Q3 2026) against $469M for FNB (Q3 2026).
Is BOK Financial or FNB growing faster?
FNB is growing faster (+3% against +2% a year earlier).
Which is more profitable, BOK Financial or FNB?
FNB is more profitable, with an operating margin of 41.2% against 35.8%.
More: BOK Financial earnings · how BOK Financial makes money · FNB earnings · how FNB makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.