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Bank of the James Financial Group vs New Peoples Bankshares: BOTJ and NWPP compared
Bank of the James Financial Group is the larger company: $13.7M of revenue in its latest quarter (Q2 2026) against $11.9M for New Peoples Bankshares (Q2 2026). New Peoples Bankshares is growing faster (+13% against +11% a year earlier). New Peoples Bankshares is more profitable, with an operating margin of 37.7% against 29.6%.
Where the money goes: BOTJ and NWPP
Bank of the James Financial Group (BOTJ) · Q2 2026
Bank of the James Financial Group, Q2 2026: revenue $13.7M (+11% year over year), operating margin 29.6%, net earnings $3.2M, operating cash flow $632K. The chart follows the revenue to costs, profit and cash.
New Peoples Bankshares (NWPP) · Q2 2026
New Peoples Bankshares, Q2 2026: revenue $11.9M (+13% year over year), operating margin 37.7%, net earnings $3.5M, operating cash flow $4.0M. The chart follows the revenue to costs, profit and cash.
| Bank of the James Financial Group (BOTJ) | New Peoples Bankshares (NWPP) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q2 2026 |
| Revenue | $13.7M | $11.9M |
| Revenue growth, Y/Y | +11% | +13% |
| Operating margin | 29.6% | 37.7% |
| Net earnings | $3.2M | $3.5M |
| Net margin | 23.6% | 29.1% |
| Operating cash flow | $632K | $4.0M |
| Free cash flow | $332K | — |
Questions
Which is bigger, Bank of the James Financial Group or New Peoples Bankshares?
Bank of the James Financial Group is the larger company: $13.7M of revenue in its latest quarter (Q2 2026) against $11.9M for New Peoples Bankshares (Q2 2026).
Is Bank of the James Financial Group or New Peoples Bankshares growing faster?
New Peoples Bankshares is growing faster (+13% against +11% a year earlier).
Which is more profitable, Bank of the James Financial Group or New Peoples Bankshares?
New Peoples Bankshares is more profitable, with an operating margin of 37.7% against 29.6%.
More: Bank of the James Financial Group earnings · how Bank of the James Financial Group makes money · New Peoples Bankshares earnings · how New Peoples Bankshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 12, 2026; 10-Q filed Aug 12, 2026). Fiscal quarters can end on different dates. Not investment advice.