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New Peoples Bankshares (NWPP) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 12, 2026 · New Peoples Bankshares (NWPP) Q2 2026 earnings results →
Q2 2026 Revenue up 13% year over year to $11.9M · 29¢ of every $1 of revenue kept as net profit · operating margin 37.7%
New Peoples Bankshares made $11.9M in Q2 2026 (+13% Y/Y). Operating margin 37.7%, net earnings $3.5M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 12, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $11.9M in Q2 2026, up 13% year over year and up 6% from the previous quarter.
Operating profit was $4.5M, a 37.7% margin (up 6.4 points year over year). Of the extra revenue versus Q2 2025, 88% reached operating profit, above the 31% margin then. Total costs grew 2% against revenue growth of 13%. Net earnings were $3.5M, up 36% year over year. The effective tax rate was 22.8%.
Operating cash flow was $4.0M (up 42% year over year), 116% of net earnings. Non-cash charges added back $312K of depreciation. Working capital and other items added $242K.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 12, 2026 | $11.9M | +13% | 37.7% | $3.5M | $4.0M |
| Q1 2026 | 10-Q | May 13, 2026 | $11.2M | +15% | 35.5% | $3.1M | $3.8M |
| Q4 2025 | 10-K | Mar 31, 2026 | $11.1M | -2% | 34.4% | $2.9M | $2.8M |
| Q3 2025 | 10-Q | Nov 14, 2025 | $10.9M | +14% | 32.6% | $2.8M | $4.7M |
| Q2 2025 | 10-Q | Aug 14, 2025 | $10.5M | +16% | 31.3% | $2.5M | $2.8M |
| Q1 2025 | 10-Q | May 15, 2025 | $9.8M | +6% | 25.5% | $1.9M | $2.0M |
| Q4 2024 | 10-K | Mar 31, 2025 | $11.3M | +17% | 27.6% | $2.6M | $1.4M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About New Peoples Bankshares
New Peoples Bankshares, Inc. (“New Peoples,” the “Company,” “we,” “us” or “our”) is a Virginia financial holding company headquartered in Honaker, Virginia. Our business is conducted primarily through New Peoples Bank, Inc., a Virginia banking corporation (the “Bank”). The Bank has a division doing business as New Peoples Financial Services which offers investment services through its broker-dealer relationship with Osaic Institutions, Inc. NPB Insurance Services, Inc. (“NPB Insurance”) is a subsidiary of the Bank and generates revenue through the referral of insurance services.
In its own words, from its 10-K, filed Mar 31, 2026.
New Peoples Bankshares against its State Commercial Banks peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +13% against the peers' median +12%. Operating margin: 37.7% against the peers' median 34.7%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| NWPP New Peoples Bankshares | Q2 2026 | $11.9M | +13% | 37.7% |
| BNY Bank of New York Mellon | Q3 2026 | $5.7B | +12% | 38.5% |
| STT State Street | Q3 2026 | $4.0B | +13% | 34.7% |
| FITB Fifth Third Bancorp | Q3 2026 | $3.3B | +42% | 33.8% |
| MTB M&T Bank | Q3 2026 | $2.5B | +0.9% | 39.7% |
| FCNCA First Citizens Bancshares | Q3 2026 | $2.4B | 0% | 33.1% |
| ALLY Ally Financial | Q3 2026 | $2.3B | +8% | 24.3% |
| CFG Citizens Financial Group | Q3 2026 | $2.3B | +10% | 34.6% |
| NTRS Northern Trust | Q3 2026 | $2.3B | +13% | 34.7% |
Source: New Peoples Bankshares 10-Q on SEC EDGAR · CIK 1163389 · State Commercial Banks
More on NWPP
History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results