Filing Flows › New Peoples Bankshares (NWPP) › Q4 2025
New Peoples Bankshares (NWPP) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 31, 2026
New Peoples Bankshares (NWPP) reported revenue of $11.1M for the fourth quarter 2025 (Q4 2025), -2% from a year earlier and +1% from the quarter before. Operating margin was 34.4%, net earnings $2.9M (26.2% of revenue).
New Peoples Bankshares, Q4 2025: revenue $11.1M (-2% year over year), operating margin 34.4%, net earnings $2.9M, operating cash flow $2.8M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $11.1M | +1% | -2% |
| Operating profit | $3.8M | +6% | +22% |
| Net earnings | $2.9M | +5% | +10% |
| Operating cash flow | $2.8M | -41% | +91% |
What changed
Revenue was $11.1M in Q4 2025, down 2% year over year and up 1% from the previous quarter.
Operating profit was $3.8M, a 34.4% margin (up 6.7 points year over year). Total costs fell 11% while revenue fell 2%. Net earnings were $2.9M, up 10% year over year. The effective tax rate was 23.7%.
Operating cash flow was $2.8M (up 91% year over year), 96% of net earnings. Non-cash charges added back $359K of depreciation. Working capital and other items used $487K.
Questions
What was New Peoples Bankshares' revenue in the fourth quarter 2025?
New Peoples Bankshares (NWPP) reported revenue of $11.1M for the fourth quarter 2025 (Q4 2025), -2% from a year earlier and +1% from the quarter before.
Was New Peoples Bankshares profitable in the fourth quarter 2025?
Operating profit was $3.8M (34.4% of revenue) and net earnings $2.9M.