Filing Flows › New Peoples Bankshares (NWPP) › Q3 2025
New Peoples Bankshares (NWPP) Q3 2025 earnings results (third quarter 2025)
10-Q filed Nov 14, 2025
New Peoples Bankshares (NWPP) reported revenue of $10.9M for the third quarter 2025 (Q3 2025), +15% from a year earlier and +4% from the quarter before. Operating margin was 32.6%, net earnings $2.8M (25.2% of revenue).
New Peoples Bankshares, Q3 2025: revenue $10.9M (+14% year over year), operating margin 32.6%, net earnings $2.8M, operating cash flow $4.7M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $10.9M | +4% | +15% |
| Operating profit | $3.6M | +9% | +31% |
| Net earnings | $2.8M | +9% | +31% |
| Operating cash flow | $4.7M | +67% | +59% |
What changed
Revenue was $10.9M in Q3 2025, up 15% year over year and up 4% from the previous quarter.
Operating profit was $3.6M, a 32.6% margin (up 4.1 points year over year). Of the extra revenue versus a year earlier, 61% reached operating profit, above the 29% margin then. Total costs grew 8% against revenue growth of 15%. Net earnings were $2.8M, up 31% year over year. The effective tax rate was 22.7%.
Operating cash flow was $4.7M (up 59% year over year), 170% of net earnings. Non-cash charges added back $378K of depreciation. Working capital and other items added $1.6M.
Questions
What was New Peoples Bankshares' revenue in the third quarter 2025?
New Peoples Bankshares (NWPP) reported revenue of $10.9M for the third quarter 2025 (Q3 2025), +15% from a year earlier and +4% from the quarter before.
Was New Peoples Bankshares profitable in the third quarter 2025?
Operating profit was $3.6M (32.6% of revenue) and net earnings $2.8M.