Filing Flows › New Peoples Bankshares (NWPP) › Q2 2025
New Peoples Bankshares (NWPP) Q2 2025 earnings results (second quarter 2025)
10-Q filed Aug 14, 2025
New Peoples Bankshares (NWPP) reported revenue of $10.5M for the second quarter 2025 (Q2 2025), +16% from a year earlier and +7% from the quarter before. Operating margin was 31.3%, net earnings $2.5M (24.1% of revenue).
New Peoples Bankshares, Q2 2025: revenue $10.5M (+16% year over year), operating margin 31.3%, net earnings $2.5M, operating cash flow $2.8M. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $10.5M | +7% | +16% |
| Operating profit | $3.3M | +32% | +50% |
| Net earnings | $2.5M | +33% | +50% |
| Operating cash flow | $2.8M | +39% | +73% |
What changed
Revenue was $10.5M in Q2 2025, up 16% year over year and up 7% from the previous quarter.
Operating profit was $3.3M, a 31.3% margin (up 7.0 points year over year). Of the extra revenue versus a year earlier, 74% reached operating profit, above the 24% margin then. Total costs grew 5% against revenue growth of 16%. Net earnings were $2.5M, up 50% year over year. The effective tax rate was 22.9%.
Operating cash flow was $2.8M (up 73% year over year), 111% of net earnings. Non-cash charges added back $371K of depreciation.
Questions
What was New Peoples Bankshares' revenue in the second quarter 2025?
New Peoples Bankshares (NWPP) reported revenue of $10.5M for the second quarter 2025 (Q2 2025), +16% from a year earlier and +7% from the quarter before.
Was New Peoples Bankshares profitable in the second quarter 2025?
Operating profit was $3.3M (31.3% of revenue) and net earnings $2.5M.