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Citigroup vs Capital One Financial: C and COF compared
Citigroup is the larger company: $23.8B of revenue in its latest quarter (Q3 2026) against $16.3B for Capital One Financial (Q3 2026). Citigroup is growing faster (+8% against +6% a year earlier). Citigroup is more profitable, with an operating margin of 30.6% against 28.0%.
Where the money goes: C and COF
Citigroup (C) · Q3 2026
Citigroup, Q3 2026: revenue $23.8B (+8% year over year), operating margin 30.6%, net earnings $5.2B, operating cash flow $23.8B. The chart follows the revenue to costs, profit and cash.
Capital One Financial (COF) · Q3 2026
Capital One Financial, Q3 2026: revenue $16.3B (+6% year over year), operating margin 28.0%, net earnings $3.5B, operating cash flow $5.7B. The chart follows the revenue to costs, profit and cash.
| Citigroup (C) | Capital One Financial (COF) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $23.8B | $16.3B |
| Revenue growth, Y/Y | +8% | +6% |
| Operating margin | 30.6% | 28.0% |
| Net earnings | $5.2B | $3.5B |
| Net margin | 22.0% | 21.7% |
| Operating cash flow | $23.8B | $5.7B |
| Free cash flow | $22.3B | $5.3B |
| Market value | $223.0B | $123.0B |
| P/E | 15.4× | 11.2× |
| Analysts’ mean target | $150.59 | $255.19 |
Questions
Which is bigger, Citigroup or Capital One Financial?
Citigroup is the larger company: $23.8B of revenue in its latest quarter (Q3 2026) against $16.3B for Capital One Financial (Q3 2026).
Is Citigroup or Capital One Financial growing faster?
Citigroup is growing faster (+8% against +6% a year earlier).
Which is more profitable, Citigroup or Capital One Financial?
Citigroup is more profitable, with an operating margin of 30.6% against 28.0%.
More: Citigroup earnings · how Citigroup makes money · Capital One Financial earnings · how Capital One Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 3, 2026). Fiscal quarters can end on different dates. Not investment advice.