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Credit Acceptance vs World Acceptance: CACC and WRLD compared
Credit Acceptance is the larger company: $595M of revenue in its latest quarter (Q3 2026) against $139M for World Acceptance (Q2 FY27). World Acceptance is growing faster (+3% against +2% a year earlier). World Acceptance is more profitable, with an operating margin of 8.4% against -12.4%.
Where the money goes: CACC and WRLD
Credit Acceptance (CACC) · Q3 2026
Credit Acceptance, Q3 2026: revenue $595M (+2% year over year), operating margin -12.4%, net loss $56.6M, operating cash flow $336M. The chart follows the revenue to costs, profit and cash.
World Acceptance (WRLD) · Q2 FY27
World Acceptance, Q2 FY27: revenue $139M (+3% year over year), operating margin 8.4%, net earnings $8.8M. The chart follows the revenue to costs, profit and cash.
| Credit Acceptance (CACC) | World Acceptance (WRLD) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 FY27 |
| Revenue | $595M | $139M |
| Revenue growth, Y/Y | +2% | +3% |
| Operating margin | -12.4% | 8.4% |
| Net earnings | −$56.6M | $8.8M |
| Net margin | -9.5% | 6.3% |
| Operating cash flow | $336M | — |
| Free cash flow | $334M | — |
| Market value | $5.5B | — |
| P/E | 17.4× | — |
| Analysts’ mean target | $556.67 | — |
Questions
Which is bigger, Credit Acceptance or World Acceptance?
Credit Acceptance is the larger company: $595M of revenue in its latest quarter (Q3 2026) against $139M for World Acceptance (Q2 FY27).
Is Credit Acceptance or World Acceptance growing faster?
World Acceptance is growing faster (+3% against +2% a year earlier).
Which is more profitable, Credit Acceptance or World Acceptance?
World Acceptance is more profitable, with an operating margin of 8.4% against -12.4%.
More: Credit Acceptance earnings · how Credit Acceptance makes money · World Acceptance earnings · how World Acceptance makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 8-K filed Oct 23, 2026). Fiscal quarters can end on different dates. Not investment advice.