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Pathward Financial vs Bancfirst: CASH and BANF compared
Pathward Financial is the larger company: $190M of revenue in its latest quarter (Q3 FY26) against $187M for Bancfirst (Q3 2026). Bancfirst is growing faster (+7% against -3% a year earlier). Bancfirst is more profitable, with an operating margin of 45.9% against 17.0%.
Where the money goes: CASH and BANF
Pathward Financial (CASH) · Q3 FY26
Pathward Financial, Q3 FY26: revenue $190M (-3% year over year), operating margin 17.0%, net earnings $29.0M, operating cash flow $52.0M. The chart follows the revenue to costs, profit and cash.
Bancfirst (BANF) · Q3 2026
Bancfirst, Q3 2026: revenue $187M (+7% year over year), operating margin 45.9%, net earnings $67.3M, operating cash flow $86.1M. The chart follows the revenue to costs, profit and cash.
| Pathward Financial (CASH) | Bancfirst (BANF) | |
|---|---|---|
| Latest quarter | Q3 FY26 | Q3 2026 |
| Revenue | $190M | $187M |
| Revenue growth, Y/Y | -3% | +7% |
| Operating margin | 17.0% | 45.9% |
| Net earnings | $29.0M | $67.3M |
| Net margin | 15.3% | 35.9% |
| Operating cash flow | $52.0M | $86.1M |
| Free cash flow | $48.6M | $69.9M |
| Market value | — | $3.7B |
| P/E | — | 14.2× |
| Analysts’ mean target | — | $122.33 |
Where the revenue comes from
Pathward Financial
- Consumer: $111M (58%)
- Commercial: $78.4M (41%)
- Corporate Services/Other: $503K (0%)
Bancfirst
- Net interest income: $136M (73%)
- Noninterest income: $51.4M (27%)
Questions
Which is bigger, Pathward Financial or Bancfirst?
Pathward Financial is the larger company: $190M of revenue in its latest quarter (Q3 FY26) against $187M for Bancfirst (Q3 2026).
Is Pathward Financial or Bancfirst growing faster?
Bancfirst is growing faster (+7% against -3% a year earlier).
Which is more profitable, Pathward Financial or Bancfirst?
Bancfirst is more profitable, with an operating margin of 45.9% against 17.0%.
More: Pathward Financial earnings · how Pathward Financial makes money · Bancfirst earnings · how Bancfirst makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 6, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.