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Cass Information Systems vs Spar Group: CASS and SGRP compared
Cass Information Systems is the larger company: $52.7M of revenue in its latest quarter (Q3 2026) against $36.9M for Spar Group (Q2 2026). Cass Information Systems is growing faster (+5% against -4% a year earlier). Cass Information Systems is more profitable, with an operating margin of 24.5% against 3.3%.
Where the money goes: CASS and SGRP
Cass Information Systems (CASS) · Q3 2026
Cass Information Systems, Q3 2026: revenue $52.7M (+5% year over year), operating margin 24.5%, net earnings $10.6M, operating cash flow $4.3M. The chart follows the revenue to costs, profit and cash.
Spar Group (SGRP) · Q2 2026
Spar Group, Q2 2026: revenue $36.9M (-4% year over year), operating margin 3.3%, net earnings $409K, operating cash flow −$4.8M. The chart follows the revenue to costs, profit and cash.
| Cass Information Systems (CASS) | Spar Group (SGRP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $52.7M | $36.9M |
| Revenue growth, Y/Y | +5% | -4% |
| Gross margin | — | 22.8% |
| Operating margin | 24.5% | 3.3% |
| Net earnings | $10.6M | $409K |
| Net margin | 20.1% | 1.1% |
| Operating cash flow | $4.3M | −$4.8M |
| Free cash flow | $2.7M | — |
Where the revenue comes from
Cass Information Systems
- Information services payment and processing revenue: $27.5M (52%)
- Other revenues: $24.8M (47%)
- Bank service fees: $377K (1%)
Spar Group
- United States Segment: $32.5M (88%)
- Canada Segment: $4.4M (12%)
Questions
Which is bigger, Cass Information Systems or Spar Group?
Cass Information Systems is the larger company: $52.7M of revenue in its latest quarter (Q3 2026) against $36.9M for Spar Group (Q2 2026).
Is Cass Information Systems or Spar Group growing faster?
Cass Information Systems is growing faster (+5% against -4% a year earlier).
Which is more profitable, Cass Information Systems or Spar Group?
Cass Information Systems is more profitable, with an operating margin of 24.5% against 3.3%.
More: Cass Information Systems earnings · how Cass Information Systems makes money · Spar Group earnings · how Spar Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Aug 13, 2026). Fiscal quarters can end on different dates. Not investment advice.