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CB Financial Services vs Union Bankshares: CBFV and UNB compared
CB Financial Services is the larger company: $16.0M of revenue in its latest quarter (Q3 2026) against $15.0M for Union Bankshares (Q3 2026). CB Financial Services is growing faster (+561% against +3% a year earlier). CB Financial Services is more profitable, with an operating margin of 36.4% against 29.0%.
Where the money goes: CBFV and UNB
CB Financial Services (CBFV) · Q3 2026
CB Financial Services, Q3 2026: revenue $16.0M (+561% year over year), operating margin 36.4%, net earnings $5.3M, operating cash flow −$1.7M. The chart follows the revenue to costs, profit and cash.
Union Bankshares (UNB) · Q3 2026
Union Bankshares, Q3 2026: revenue $15.0M (+3% year over year), operating margin 29.0%, net earnings $3.8M, operating cash flow $2.3M. The chart follows the revenue to costs, profit and cash.
| CB Financial Services (CBFV) | Union Bankshares (UNB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $16.0M | $15.0M |
| Revenue growth, Y/Y | +561% | +3% |
| Operating margin | 36.4% | 29.0% |
| Net earnings | $5.3M | $3.8M |
| Net margin | 33.3% | 25.1% |
| Operating cash flow | −$1.7M | $2.3M |
| Free cash flow | — | $849K |
Where the revenue comes from
CB Financial Services
- Net interest income: $15.0M (94%)
- Noninterest income: $1.0M (6%)
Union Bankshares
- Net interest income: $12.1M (81%)
- Noninterest income: $2.8M (19%)
Questions
Which is bigger, CB Financial Services or Union Bankshares?
CB Financial Services is the larger company: $16.0M of revenue in its latest quarter (Q3 2026) against $15.0M for Union Bankshares (Q3 2026).
Is CB Financial Services or Union Bankshares growing faster?
CB Financial Services is growing faster (+561% against +3% a year earlier).
Which is more profitable, CB Financial Services or Union Bankshares?
CB Financial Services is more profitable, with an operating margin of 36.4% against 29.0%.
More: CB Financial Services earnings · how CB Financial Services makes money · Union Bankshares earnings · how Union Bankshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.