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CNB Financial vs Midland States Bancorp: CCNE and MSBI compared
CNB Financial is the larger company: $87.8M of revenue in its latest quarter (Q3 2026) against $86.0M for Midland States Bancorp (Q3 2026). CNB Financial is growing faster (+13% against +6% a year earlier). CNB Financial is more profitable, with an operating margin of 37.8% against 34.2%.
Where the money goes: CCNE and MSBI
CNB Financial (CCNE) · Q3 2026
CNB Financial, Q3 2026: revenue $87.8M (+13% year over year), operating margin 37.8%, net earnings $28.1M, operating cash flow $5.2M. The chart follows the revenue to costs, profit and cash.
Midland States Bancorp (MSBI) · Q3 2026
Midland States Bancorp, Q3 2026: revenue $86.0M (+6% year over year), operating margin 34.2%, net earnings $22.8M, operating cash flow $38.4M. The chart follows the revenue to costs, profit and cash.
| CNB Financial (CCNE) | Midland States Bancorp (MSBI) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $87.8M | $86.0M |
| Revenue growth, Y/Y | +13% | +6% |
| Operating margin | 37.8% | 34.2% |
| Net earnings | $28.1M | $22.8M |
| Net margin | 32.0% | 26.5% |
| Operating cash flow | $5.2M | $38.4M |
| Free cash flow | $3.6M | $37.9M |
Where the revenue comes from
CNB Financial
- Net interest income: $76.3M (87%)
- Noninterest income: $11.5M (13%)
Midland States Bancorp
- Net interest income: $62.7M (73%)
- Noninterest income: $23.2M (27%)
Questions
Which is bigger, CNB Financial or Midland States Bancorp?
CNB Financial is the larger company: $87.8M of revenue in its latest quarter (Q3 2026) against $86.0M for Midland States Bancorp (Q3 2026).
Is CNB Financial or Midland States Bancorp growing faster?
CNB Financial is growing faster (+13% against +6% a year earlier).
Which is more profitable, CNB Financial or Midland States Bancorp?
CNB Financial is more profitable, with an operating margin of 37.8% against 34.2%.
More: CNB Financial earnings · how CNB Financial makes money · Midland States Bancorp earnings · how Midland States Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 4, 2026; 10-Q filed Oct 29, 2026). Fiscal quarters can end on different dates. Not investment advice.