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Citizens vs UTG: CIA and UTGN compared
Citizens is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $13.9M for UTG (Q2 2026). UTG is growing faster (+309% against +4% a year earlier). UTG is more profitable, with an operating margin of 57.6% against 0.2%.
Where the money goes: CIA and UTGN
Citizens (CIA) · Q3 2026
Citizens, Q3 2026: revenue $65.0M (+4% year over year), operating margin 0.2%, net loss $422K, operating cash flow $11.3M. The chart follows the revenue to costs, profit and cash.
UTG (UTGN) · Q2 2026
UTG, Q2 2026: revenue $13.9M (+309% year over year), operating margin 57.6%, net earnings $6.3M, operating cash flow −$2.9M. The chart follows the revenue to costs, profit and cash.
| Citizens (CIA) | UTG (UTGN) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $65.0M | $13.9M |
| Revenue growth, Y/Y | +4% | +309% |
| Operating margin | 0.2% | 57.6% |
| Net earnings | −$422K | $6.3M |
| Net margin | -0.6% | 45.5% |
| Operating cash flow | $11.3M | −$2.9M |
| Free cash flow | $10.7M | — |
Questions
Which is bigger, Citizens or UTG?
Citizens is the larger company: $65.0M of revenue in its latest quarter (Q3 2026) against $13.9M for UTG (Q2 2026).
Is Citizens or UTG growing faster?
UTG is growing faster (+309% against +4% a year earlier).
Which is more profitable, Citizens or UTG?
UTG is more profitable, with an operating margin of 57.6% against 0.2%.
More: Citizens earnings · how Citizens makes money · UTG earnings · how UTG makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Aug 12, 2026). Fiscal quarters can end on different dates. Not investment advice.