Filing Flows › Financials › UTG (UTGN)
UTG (UTGN) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 12, 2026 · UTG (UTGN) Q2 2026 earnings results →
Q2 2026 Revenue up 309% year over year to $13.9M · 45¢ of every $1 of revenue kept as net profit · operating margin 57.6%
UTG made $13.9M in Q2 2026 (+309% Y/Y). Operating margin 57.6%, net earnings $6.3M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 12, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $13.9M in Q2 2026, up 309% year over year and down 62% from the previous quarter.
Operating profit was $8.0M, a 57.6% margin (up 115.6 points year over year). Total costs grew 10% against revenue growth of 309%. Net earnings were $6.3M. The effective tax rate was 20.8%.
Operating cash flow was −$2.9M. Non-cash charges added back $378K of depreciation and $88K of share-based compensation. Working capital and other items used $9.7M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 12, 2026 | $13.9M | +309% | 57.6% | $6.3M | −$2.9M |
| Q1 2026 | 10-Q | May 13, 2026 | $36.5M | +67% | 81.5% | $23.4M | −$2.6M |
| Q3 2025 | 10-Q | Nov 14, 2025 | $17.3M | -57% | 72.2% | $10.3M | −$107K |
| Q2 2025 | 10-Q | Aug 12, 2025 | $3.4M | -71% | -57.9% | −$1.7M | −$1.1M |
| Q1 2025 | 10-Q | May 13, 2025 | $21.9M | +30% | 76.6% | $13.0M | −$3.3M |
| Q4 2024 | 10-K | Mar 26, 2025 | $16.0M | +55% | 62.4% | $8.0M | −$1.0M |
Charts
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🔄Rotation against the market and its industry (RRG)interactive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About UTG
The Holding Company - UTG, Inc. (the “Registrant”, “Company” or “UTG”) is an insurance holding company incorporated in the state of Delaware in 2005 and headquartered in Stanford, KY. The Company’s principal subsidiary is Universal Guaranty Life Insurance Company (“UG”). The Registrant and its primary subsidiary have only one significant segment, insurance. The holding company has no significant business operations of its own and relies on fees, dividends and other distributions from its operating subsidiary as the principal source of cash flows to meet its obligations. The Company may explore supplemental sources of income in the future. The cash outlays of the Company mainly consist of operational costs and the costs of repurchasing Company common stock.
In its own words, from its 10-K, filed Mar 25, 2026.
UTG against its Life Insurance peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +309% against the peers' median +14%. Operating margin: 57.6% against the peers' median 11.4%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| UTGN UTG | Q2 2026 | $13.9M | +309% | 57.6% |
| MET Metlife | Q3 2026 | $20.5B | +18% | 8.9% |
| PRU Prudential Financial | Q3 2026 | $14.4B | -19% | 11.4% |
| Metropolitan Life Insurance | Q2 2026 | $9.6B | +2% | 6.0% |
| RGA Reinsurance Group of America | Q3 2026 | $7.5B | +22% | 8.3% |
| CRBG Corebridge Financial | Q3 2026 | $6.2B | +14% | 37.7% |
| LNC Lincoln National | Q3 2026 | $5.5B | +20% | 31.7% |
| Lincoln National Life Insurance | Q2 2026 | $4.3B | +8% | 25.2% |
| ATH-PA Athene Holding | Q3 2026 | $3.1B | -62% | -56.7% |
Source: UTG 10-Q on SEC EDGAR · CIK 832480 · Life Insurance
More on UTGN
History
Every quarter: Q2 2026 results · Q1 2026 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results