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Columbia Financial vs Kearny Financial: CLBK and KRNY compared
Columbia Financial is the larger company: $100M of revenue in its latest quarter (Q3 2026) against $45.3M for Kearny Financial (Q1 FY27). Columbia Financial is growing faster (+49% against +4% a year earlier). Kearny Financial is more profitable, with an operating margin of 28.0% against 1.1%.
Where the money goes: CLBK and KRNY
Columbia Financial (CLBK) · Q3 2026
Columbia Financial, Q3 2026: revenue $100M (+49% year over year), operating margin 1.1%, net earnings $5.2M, operating cash flow $49.3M. The chart follows the revenue to costs, profit and cash.
Kearny Financial (KRNY) · Q1 FY27
Kearny Financial, Q1 FY27: revenue $45.3M (+4% year over year), operating margin 28.0%, net earnings $10.0M, operating cash flow $9.3M. The chart follows the revenue to costs, profit and cash.
| Columbia Financial (CLBK) | Kearny Financial (KRNY) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q1 FY27 |
| Revenue | $100M | $45.3M |
| Revenue growth, Y/Y | +49% | +4% |
| Operating margin | 1.1% | 28.0% |
| Net earnings | $5.2M | $10.0M |
| Net margin | 5.2% | 22.2% |
| Operating cash flow | $49.3M | $9.3M |
| Free cash flow | $47.5M | — |
Where the revenue comes from
Kearny Financial
- Net interest income: $40.1M (89%)
- Noninterest income: $5.2M (11%)
Questions
Which is bigger, Columbia Financial or Kearny Financial?
Columbia Financial is the larger company: $100M of revenue in its latest quarter (Q3 2026) against $45.3M for Kearny Financial (Q1 FY27).
Is Columbia Financial or Kearny Financial growing faster?
Columbia Financial is growing faster (+49% against +4% a year earlier).
Which is more profitable, Columbia Financial or Kearny Financial?
Kearny Financial is more profitable, with an operating margin of 28.0% against 1.1%.
More: Columbia Financial earnings · how Columbia Financial makes money · Kearny Financial earnings · how Kearny Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.