Filing Flows › Comparisons › COF vs USB
Capital One Financial vs US Bancorp: COF and USB compared
Capital One Financial is the larger company: $16.3B of revenue in its latest quarter (Q3 2026) against $8.0B for US Bancorp (Q3 2026). US Bancorp is growing faster (+9% against +6% a year earlier). US Bancorp is more profitable, with an operating margin of 35.1% against 28.0%.
Where the money goes: COF and USB
Capital One Financial (COF) · Q3 2026
Capital One Financial, Q3 2026: revenue $16.3B (+6% year over year), operating margin 28.0%, net earnings $3.5B, operating cash flow $5.7B. The chart follows the revenue to costs, profit and cash.
US Bancorp (USB) · Q3 2026
US Bancorp, Q3 2026: revenue $8.0B (+9% year over year), operating margin 35.1%, net earnings $2.2B, operating cash flow $3.8B. The chart follows the revenue to costs, profit and cash.
| Capital One Financial (COF) | US Bancorp (USB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $16.3B | $8.0B |
| Revenue growth, Y/Y | +6% | +9% |
| Operating margin | 28.0% | 35.1% |
| Net earnings | $3.5B | $2.2B |
| Net margin | 21.7% | 27.7% |
| Operating cash flow | $5.7B | $3.8B |
| Free cash flow | $5.3B | — |
| Market value | $123.0B | $92.7B |
| P/E | 11.2× | 11.0× |
| Analysts’ mean target | $255.19 | $68.80 |
Questions
Which is bigger, Capital One Financial or US Bancorp?
Capital One Financial is the larger company: $16.3B of revenue in its latest quarter (Q3 2026) against $8.0B for US Bancorp (Q3 2026).
Is Capital One Financial or US Bancorp growing faster?
US Bancorp is growing faster (+9% against +6% a year earlier).
Which is more profitable, Capital One Financial or US Bancorp?
US Bancorp is more profitable, with an operating margin of 35.1% against 28.0%.
More: Capital One Financial earnings · how Capital One Financial makes money · US Bancorp earnings · how US Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.