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Coinbase Global vs Chime Financial: COIN and CHYM compared
Coinbase Global is the larger company: $1.2B of revenue in its latest quarter (Q3 2026) against $718M for Chime Financial (Q3 2026). Chime Financial is growing faster (+32% against -35% a year earlier). Coinbase Global is more profitable, with an operating margin of 5.1% against 4.8%.
Where the money goes: COIN and CHYM
Coinbase Global (COIN) · Q3 2026
Coinbase Global, Q3 2026: revenue $1.2B (-35% year over year), operating margin 5.1%, net earnings $719M, operating cash flow $405M. The chart follows the revenue to costs, profit and cash.
Chime Financial (CHYM) · Q3 2026
Chime Financial, Q3 2026: revenue $718M (+32% year over year), operating margin 4.8%, net earnings $43.7M, operating cash flow $126M. The chart follows the revenue to costs, profit and cash.
| Coinbase Global (COIN) | Chime Financial (CHYM) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $1.2B | $718M |
| Revenue growth, Y/Y | -35% | +32% |
| Gross margin | — | 90.0% |
| Operating margin | 5.1% | 4.8% |
| Net earnings | $719M | $43.7M |
| Net margin | 59.1% | 6.1% |
| Operating cash flow | $405M | $126M |
| Free cash flow | — | $121M |
| Market value | $38.4B | $12.5B |
| P/E | — | 156.2× |
| Analysts’ mean target | $197.50 | $40.86 |
Where the revenue comes from
Coinbase Global
- Net revenue: $1.2B (96%)
- Other revenue: $55.1M (5%)
Chime Financial
- Payments revenue: $444M (62%)
- Platform-related revenue: $274M (38%)
Questions
Which is bigger, Coinbase Global or Chime Financial?
Coinbase Global is the larger company: $1.2B of revenue in its latest quarter (Q3 2026) against $718M for Chime Financial (Q3 2026).
Is Coinbase Global or Chime Financial growing faster?
Chime Financial is growing faster (+32% against -35% a year earlier).
Which is more profitable, Coinbase Global or Chime Financial?
Coinbase Global is more profitable, with an operating margin of 5.1% against 4.8%.
More: Coinbase Global earnings · how Coinbase Global makes money · Chime Financial earnings · how Chime Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 29, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.