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Citizens Community Bancorp vs Broadway Financial: CZWI and BYFC compared
Citizens Community Bancorp is the larger company: $17.4M of revenue in its latest quarter (Q3 2026) against $10.4M for Broadway Financial (Q2 2026). Broadway Financial is growing faster (+29% against +7% a year earlier). Citizens Community Bancorp is more profitable, with an operating margin of 38.1% against 14.2%.
Where the money goes: CZWI and BYFC
Citizens Community Bancorp (CZWI) · Q3 2026
Citizens Community Bancorp, Q3 2026: revenue $17.4M (+7% year over year), operating margin 38.1%, net earnings $5.4M, operating cash flow $5.5M. The chart follows the revenue to costs, profit and cash.
Broadway Financial (BYFC) · Q2 2026
Broadway Financial, Q2 2026: revenue $10.4M (+29% year over year), operating margin 14.2%, net earnings $968K, operating cash flow $4.0M. The chart follows the revenue to costs, profit and cash.
| Citizens Community Bancorp (CZWI) | Broadway Financial (BYFC) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q2 2026 |
| Revenue | $17.4M | $10.4M |
| Revenue growth, Y/Y | +7% | +29% |
| Operating margin | 38.1% | 14.2% |
| Net earnings | $5.4M | $968K |
| Net margin | 31.1% | 9.3% |
| Operating cash flow | $5.5M | $4.0M |
| Free cash flow | $5.1M | $3.7M |
Where the revenue comes from
Citizens Community Bancorp
- Net interest income: $14.5M (83%)
- Noninterest income: $2.9M (17%)
Questions
Which is bigger, Citizens Community Bancorp or Broadway Financial?
Citizens Community Bancorp is the larger company: $17.4M of revenue in its latest quarter (Q3 2026) against $10.4M for Broadway Financial (Q2 2026).
Is Citizens Community Bancorp or Broadway Financial growing faster?
Broadway Financial is growing faster (+29% against +7% a year earlier).
Which is more profitable, Citizens Community Bancorp or Broadway Financial?
Citizens Community Bancorp is more profitable, with an operating margin of 38.1% against 14.2%.
More: Citizens Community Bancorp earnings · how Citizens Community Bancorp makes money · Broadway Financial earnings · how Broadway Financial makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Aug 13, 2026). Fiscal quarters can end on different dates. Not investment advice.