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Broadway Financial (BYFC) earnings and revenue breakdown

Latest: Q2 2026 · 10-Q filed Aug 13, 2026 · Broadway Financial (BYFC) Q2 2026 earnings results →

Q2 2026 Revenue up 29% year over year to $10.4M · 9¢ of every $1 of revenue kept as net profit · operating margin 14.2%

Broadway Financial made $10.4M in Q2 2026 (+29% Y/Y). Operating margin 14.2%, net earnings $968K. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 13, 2026.

Revenue$10.4M
Year over year+29%
Operating margin14.2%
Net earnings$968K
Operating cash flow$4.0M

Drawing the Sankey…

Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF

What changed this quarter

Revenue was $10.4M in Q2 2026, up 29% year over year and up 8% from the previous quarter.

Operating profit was $1.5M, a 14.2% margin (up 1.4 points year over year). Of the extra revenue versus Q2 2025, 19% reached operating profit, above the 13% margin then. Total costs grew 27% against revenue growth of 29%. Net earnings were $1.0M, up 29% year over year. The effective tax rate was 22.3%.

Operating cash flow was $4.0M (up 34% year over year), 351% of net income including minority interests. Non-cash charges added back $109K of depreciation and amortization. Working capital and other items added $2.8M. Capital expenditures of $311K left free cash flow of $3.7M.

Quarterly history

Broadway Financial revenue by quarterBroadway Financial revenue by quarter$8.6MQ4 2024$8.3MQ1 2025$8.1MQ2 2025$9.0MQ3 2025$9.4MQ4 2025$9.6MQ1 2026$10.4MQ2 2026
Broadway Financial net earnings by quarterBroadway Financial net earnings by quarter$1.3MQ4 2024−$2.7MQ1 2025$746KQ2 2025−$23.9MQ3 2025$1.0MQ4 2025$1.2MQ1 2026$968KQ2 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q2 202610-QAug 13, 2026$10.4M+29%14.2%$968K$4.0M
Q1 202610-QMay 15, 2026$9.6M+16%14.8%$1.2M$1.1M
Q4 202510-KMar 31, 2026$9.4M+10%15.1%$1.0M−$2.3M
Q3 202510-QFeb 13, 2026$9.0M+3%-256.2%−$23.9M$3.8M
Q2 202510-QDec 31, 2025$8.1M-1%12.8%$746K$3.0M
Q1 202510-QJul 24, 2025$8.3M+6%-45.3%−$2.7M−$4.3M
Q4 202410-KMar 31, 2025$8.6M-26%21.7%$1.3M−$2.8M

Charts

Broadway Financial: revenue growth, year over year and quarter over quarterBroadway Financial: revenue growth, year over year and quarter over quarterY/YQ/Q-26%Q4 2024+6%-3%Q1 2025-1%-3%Q2 2025+3%+11%Q3 2025+10%+4%Q4 2025+16%+2%Q1 2026+29%+8%Q2 2026
Latest (Q2 2026): Y/Y +29%, Q/Q +8%.
Broadway Financial: where the cash came from (+) and went (−), TTM to Q2 2026Broadway Financial: where the cash came from (+) and went (−), TTM to Q2 2026Other financing$365MOther investing−$321MNet borrowing (+) / repaid (−)−$30.3MCash drawn (+) / kept (−)−$19.4MOperating cash flow$6.7MCapital spending−$559K
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Broadway Financial: profit against cash, quarter by quarterBroadway Financial: profit against cash, quarter by quarterNet incomeOperating cash flow$538K$6.1MQ3 2024$1.3M−$2.8MQ4 2024−$2.7M−$4.3MQ1 2025$746K$3.0MQ2 2025−$23.9M$3.8MQ3 2025$1.0M−$2.3MQ4 2025$1.1M$1.1MQ1 2026$1.2M$4.0MQ2 2026
Latest (Q2 2026): Net income $1.2M, Operating cash flow $4.0M.
Broadway Financial: diluted shares by fiscal year (split-adjusted)Broadway Financial: diluted shares by fiscal year (split-adjusted)54MFY202060MFY20219MFY20229MFY20239MFY20249MFY2025
-84.2% since FY2020: buybacks shrank the count; earlier years scaled for the 2-for-1 split before FY2021.
Broadway Financial in its industry: growth against margin (19 companies, SIC 6035)Broadway Financial in its industry: growth against margin (19 companies, SIC 6035)revenue growth, year over year →↑ operating marginmedian +11%median 35%HSBCAXEBCBKUPFSNRIMHTBKRNYPDLBFMAOBCBPWNEBFNRNFCAPPROVKFFBNSTSMGNOBYFC (+29%, 14%)
Savings Institution, Federally Chartered; dot size is quarterly revenue; dashed lines are the industry's medians.

Interactive views

The same charts as the app — open one to draw it.

💵Where each $1 goesinteractive

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🌏Named in Asian annual reportsinteractive

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🔄Rotation against the market and its industry (RRG)interactive

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🔍Earnings qualityinteractive

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⚖️Fair value by methodinteractive

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🔭Outlook & guidanceinteractive

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Broadway Financial

Broadway Financial Corporation operates through its wholly-owned banking subsidiary, City First Bank, National Association, which is a leading mission-driven bank that serves low-to-moderate income communities within urban areas in Southern California and the Washington, D.C. market. City First Bank offers a variety of commercial loan products, services, and depository accounts that support investments in affordable housing, small businesses, and nonprofit community facilities located within low-to-moderate income neighborhoods. City First Bank is a Community Development Financial Institution, Minority Depository Institution, Certified B Corp, and a member of the Global Alliance of Banking on Values.

In its own words, from its 8-K, filed Jul 28, 2026.

Broadway Financial against its Savings Institution, Federally Chartered peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +29% against the peers' median +5%. Operating margin: 14.2% against the peers' median 37.1%.

CompanyQuarterRevenueY/YOp. margin
BYFC Broadway FinancialQ2 2026$10.4M+29%14.2%
HSBC HSBC HoldingsQ3 2026$18.6B+5%51.7%
AX Axos FinancialQ1 FY27$395M+22%44.3%
EBC Eastern BanksharesQ3 2026$307M+27%45.7%
BKU BankUnitedQ3 2026$280M+2%34.6%
PFS Provident Financial ServicesQ3 2026$239M+8%38.8%
NRIM Northrim BancorpQ3 2026$69.9M-9%26.8%
HTB HomeTrust BancsharesQ3 2026$55.5M+3%37.1%
KRNY Kearny FinancialQ1 FY27$45.3M+4%28.0%

Source: Broadway Financial 10-Q on SEC EDGAR · CIK 1001171 · Savings Institution, Federally Chartered

13F: who owns BYFC and who is buying

Largest holders of BYFC (13F)Largest holders of BYFC (13F)M3F$7.1MVanguard Capital Management LLC$3.0MBank of America$2.6MVanguard Group$2.5MGrace & White$2.0MUS Bancorp$681KGeode Capital Management, LLC$677KWittenberg Investment Management$542KVanguard Fiduciary Trust$294KBlackRock$154K
Funds' net buying of BYFC by quarter (13F)Funds' net buying of BYFC by quarter (13F)$33K2024-09$627K2024-12$140K2025-03$647K2025-06$497K2025-09$33K2025-12−$28K2026-03$534K2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on BYFC

History

Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results · Q4 2024 results

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