Filing Flows › Broadway Financial (BYFC) › Q3 2025
Broadway Financial (BYFC) Q3 2025 earnings results (third quarter 2025)
10-Q filed Feb 13, 2026
Broadway Financial (BYFC) reported revenue of $9.0M for the third quarter 2025 (Q3 2025), +3% from a year earlier and +11% from the quarter before. Operating margin was -256.2%, net loss $23.9M (264.3% of revenue).
Broadway Financial, Q3 2025: revenue $9.0M (+3% year over year), operating margin -256.2%, net loss $23.9M, operating cash flow $3.8M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $9.0M | +11% | +3% |
| Operating profit | −$23.2M | -2322% | — |
| Net earnings | −$23.9M | -3303% | — |
| Operating cash flow | $3.8M | +27% | -37% |
| Free cash flow | $3.7M | +24% | -39% |
What changed
Revenue was $9.0M in Q3 2025, up 3% year over year and up 11% from the previous quarter.
Operating costs exceeded revenue by $23.2M, an operating margin of -256.2%. Total costs grew 302% against revenue growth of 3%. The fastest-growing cost line was Noninterest expense (+315%). The quarter ended with a net loss of $23.9M, after a profit of $746K the previous quarter. Minority interests bore $11K of it: to shareholders the quarter was a loss of $23.9M.
Operating cash flow was $3.8M (down 37% year over year). Non-cash charges added back $101K of depreciation and amortization. Working capital and other items added $27.6M. Capital expenditures of $106K left free cash flow of $3.7M.
Questions
What was Broadway Financial's revenue in the third quarter 2025?
Broadway Financial (BYFC) reported revenue of $9.0M for the third quarter 2025 (Q3 2025), +3% from a year earlier and +11% from the quarter before.
Was Broadway Financial profitable in the third quarter 2025?
Operating loss was $23.2M (-256.2% of revenue) and net loss $23.9M.
Source: Broadway Financial 10-Q on SEC EDGAR.