Filing Flows › Broadway Financial (BYFC) › Q4 2025
Broadway Financial (BYFC) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 31, 2026
Broadway Financial (BYFC) reported revenue of $9.4M for the fourth quarter 2025 (Q4 2025), +10% from a year earlier and +4% from the quarter before. Operating margin was 15.1%, net earnings $1.0M (10.9% of revenue).
Broadway Financial, Q4 2025: revenue $9.4M (+10% year over year), operating margin 15.1%, net earnings $1.0M, operating cash flow −$2.3M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $9.4M | +4% | +10% |
| Operating profit | $1.4M | — | -23% |
| Net earnings | $1.0M | — | -22% |
| Operating cash flow | −$2.3M | -159% | — |
What changed
Revenue was $9.4M in Q4 2025, up 10% year over year and up 4% from the previous quarter.
Operating profit was $1.4M, a 15.1% margin (down 6.6 points year over year). Operating profit fell $431K even though revenue rose $861K versus Q4 2024, so costs grew faster than sales. Total costs grew 19% against revenue growth of 10%. Net earnings were $1.0M, down 22% year over year. The effective tax rate was 27.5%.
Operating cash flow was −$2.3M. Non-cash charges added back $418K of depreciation and amortization. Working capital and other items used $3.7M. Capital expenditures of $109K exceeded it, leaving free cash flow of −$2.4M.
Questions
What was Broadway Financial's revenue in the fourth quarter 2025?
Broadway Financial (BYFC) reported revenue of $9.4M for the fourth quarter 2025 (Q4 2025), +10% from a year earlier and +4% from the quarter before.
Was Broadway Financial profitable in the fourth quarter 2025?
Operating profit was $1.4M (15.1% of revenue) and net earnings $1.0M.
Source: Broadway Financial 10-K on SEC EDGAR.