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Etsy vs Fair Isaac: ETSY and FICO compared
Etsy is the larger company: $692M of revenue in its latest quarter (Q3 2026) against $657M for Fair Isaac (Q4 FY26). Fair Isaac is growing faster (+27% against +11% a year earlier). Fair Isaac is more profitable, with an operating margin of 40.6% against 16.1%.
Where the money goes: ETSY and FICO
Etsy (ETSY) · Q3 2026
Etsy, Q3 2026: revenue $692M (+11% year over year), operating margin 16.1%, net earnings $854M, operating cash flow $160M. The chart follows the revenue to costs, profit and cash.
Fair Isaac (FICO) · Q4 FY26
Fair Isaac, Q4 FY26: revenue $657M (+27% year over year), operating margin 40.6%, net earnings $175M, operating cash flow $294M. The chart follows the revenue to costs, profit and cash.
| Etsy (ETSY) | Fair Isaac (FICO) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q4 FY26 |
| Revenue | $692M | $657M |
| Revenue growth, Y/Y | +11% | +27% |
| Gross margin | 72.7% | — |
| Operating margin | 16.1% | 40.6% |
| Net earnings | $854M | $175M |
| Net margin | 123.3% | 26.6% |
| Operating cash flow | $160M | $294M |
| Free cash flow | $158M | $284M |
| Market value | $10.5B | $16.2B |
| P/E | 10.5× | 19.4× |
| Analysts’ mean target | $98.48 | $821.79 |
Where the revenue comes from
Etsy
- Marketplace revenue: $468M (68%)
- Services revenue: $224M (32%)
Fair Isaac
- Scores: $414M (63%)
- On-premises and SaaS software: $224M (34%)
- Professional services: $19.5M (3%)
Questions
Which is bigger, Etsy or Fair Isaac?
Etsy is the larger company: $692M of revenue in its latest quarter (Q3 2026) against $657M for Fair Isaac (Q4 FY26).
Is Etsy or Fair Isaac growing faster?
Fair Isaac is growing faster (+27% against +11% a year earlier).
Which is more profitable, Etsy or Fair Isaac?
Fair Isaac is more profitable, with an operating margin of 40.6% against 16.1%.
More: Etsy earnings · how Etsy makes money · Fair Isaac earnings · how Fair Isaac makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 28, 2026; 10-K filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.