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FB Bancorp vs Rhinebeck Bancorp: FBLA and RBKB compared
FB Bancorp is the larger company: $18.7M of revenue in its latest quarter (Q3 2025) against $13.4M for Rhinebeck Bancorp (Q2 2026). FB Bancorp is growing faster (+12% against +2% a year earlier). Rhinebeck Bancorp is more profitable, with an operating margin of 25.3% against 7.1%.
Where the money goes: FBLA and RBKB
FB Bancorp (FBLA) · Q3 2025
FB Bancorp, Q3 2025: revenue $18.7M (+12% year over year), operating margin 7.1%, net earnings $1.1M, operating cash flow −$17.0M. The chart follows the revenue to costs, profit and cash.
Rhinebeck Bancorp (RBKB) · Q2 2026
Rhinebeck Bancorp, Q2 2026: revenue $13.4M (+2% year over year), operating margin 25.3%, net earnings $2.6M, operating cash flow $5.6M. The chart follows the revenue to costs, profit and cash.
| FB Bancorp (FBLA) | Rhinebeck Bancorp (RBKB) | |
|---|---|---|
| Latest quarter | Q3 2025 | Q2 2026 |
| Revenue | $18.7M | $13.4M |
| Revenue growth, Y/Y | +12% | +2% |
| Operating margin | 7.1% | 25.3% |
| Net earnings | $1.1M | $2.6M |
| Net margin | 5.8% | 19.6% |
| Operating cash flow | −$17.0M | $5.6M |
| Free cash flow | — | $5.4M |
Where the revenue comes from
FB Bancorp
- Banking Segments: $13.7M (73%)
- Mortgage Banking Segments: $5.0M (27%)
Questions
Which is bigger, FB Bancorp or Rhinebeck Bancorp?
FB Bancorp is the larger company: $18.7M of revenue in its latest quarter (Q3 2025) against $13.4M for Rhinebeck Bancorp (Q2 2026).
Is FB Bancorp or Rhinebeck Bancorp growing faster?
FB Bancorp is growing faster (+12% against +2% a year earlier).
Which is more profitable, FB Bancorp or Rhinebeck Bancorp?
Rhinebeck Bancorp is more profitable, with an operating margin of 25.3% against 7.1%.
More: FB Bancorp earnings · how FB Bancorp makes money · Rhinebeck Bancorp earnings · how Rhinebeck Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 12, 2025; 10-Q filed Aug 13, 2026). Fiscal quarters can end on different dates. Not investment advice.