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First Bancorp vs Byline Bancorp: FBNC and BY compared

First Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $121M for Byline Bancorp (Q3 2026). First Bancorp is growing faster (+45% against +5% a year earlier). First Bancorp is more profitable, with an operating margin of 49.7% against 45.0%.

First Bancorp vs Byline Bancorp, latest quarterFirst Bancorp vs Byline Bancorp, latest quarterFirst Bancorp (FBNC)Byline Bancorp (BY)Revenue$130M$121MRevenue growth, Y/Y+45%+5%Operating margin49.7%45.0%Net margin39.5%34.5%Free cash flow$98.0M$61.7M

Where the money goes: FBNC and BY

First Bancorp (FBNC) · Q3 2026

First Bancorp, Q3 2026: revenue $130M (+45% year over year), operating margin 49.7%, net earnings $51.3M, operating cash flow $102M. The chart follows the revenue to costs, profit and cash.

Byline Bancorp (BY) · Q3 2026

Byline Bancorp, Q3 2026: revenue $121M (+5% year over year), operating margin 45.0%, net earnings $41.8M, operating cash flow $62.5M. The chart follows the revenue to costs, profit and cash.

First Bancorp revenue by segment, Q3 2026First Bancorp revenue by segment, Q3 2026Net interest income$115MNoninterest income$15.1M
Byline Bancorp revenue by segment, Q3 2026Byline Bancorp revenue by segment, Q3 2026Net interest income$104MNoninterest income$17.3M
First Bancorp (FBNC)Byline Bancorp (BY)
Latest quarterQ3 2026Q3 2026
Revenue$130M$121M
Revenue growth, Y/Y+45%+5%
Operating margin49.7%45.0%
Net earnings$51.3M$41.8M
Net margin39.5%34.5%
Operating cash flow$102M$62.5M
Free cash flow$98.0M$61.7M
Market value$2.4B—
P/E14.9×—
Analysts’ mean target$69.40—

Where the revenue comes from

First Bancorp

Byline Bancorp

Questions

Which is bigger, First Bancorp or Byline Bancorp?

First Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $121M for Byline Bancorp (Q3 2026).

Is First Bancorp or Byline Bancorp growing faster?

First Bancorp is growing faster (+45% against +5% a year earlier).

Which is more profitable, First Bancorp or Byline Bancorp?

First Bancorp is more profitable, with an operating margin of 49.7% against 45.0%.

More: First Bancorp earnings · how First Bancorp makes money · Byline Bancorp earnings · how Byline Bancorp makes money

From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 2, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.