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Spectral Capital vs Evertec: FCCN and EVTC compared
Spectral Capital is the larger company: $318M of revenue in its latest quarter (Q2 2026) against $283M for Evertec (Q3 2026). Evertec is more profitable, with an operating margin of 17.9% against -0.6%.
Where the money goes: FCCN and EVTC
Spectral Capital (FCCN) · Q2 2026
Spectral Capital, Q2 2026: revenue $318M, operating margin -0.6%, net earnings $7.4M, operating cash flow −$1.0M. The chart follows the revenue to costs, profit and cash.
Evertec (EVTC) · Q3 2026
Evertec, Q3 2026: revenue $283M (+24% year over year), operating margin 17.9%, net earnings $29.9M, operating cash flow $85.6M. The chart follows the revenue to costs, profit and cash.
| Spectral Capital (FCCN) | Evertec (EVTC) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $318M | $283M |
| Revenue growth, Y/Y | — | +24% |
| Operating margin | -0.6% | 17.9% |
| Net earnings | $7.4M | $29.9M |
| Net margin | 2.3% | 10.6% |
| Operating cash flow | −$1.0M | $85.6M |
| Free cash flow | — | $79.2M |
| Market value | — | $1.8B |
| P/E | — | 19.4× |
| Analysts’ mean target | — | $35.20 |
Where the revenue comes from
Spectral Capital
- Revenue: $318M (100%)
- Revenue, related party: $104K (0%)
- Platform Leasing, over time: $26K (0%)
Evertec
- Latin America Payments and Solutions: $134M (47%)
- Business Solutions: $58.6M (21%)
- Merchant Acquiring, net: $51.0M (18%)
- Payment Services - Puerto Rico & Caribbean: $39.1M (14%)
Questions
Which is bigger, Spectral Capital or Evertec?
Spectral Capital is the larger company: $318M of revenue in its latest quarter (Q2 2026) against $283M for Evertec (Q3 2026).
Is Spectral Capital or Evertec growing faster?
Evertec is more profitable, with an operating margin of 17.9% against -0.6%.
More: Spectral Capital earnings · how Spectral Capital makes money · Evertec earnings · how Evertec makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 10, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.