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First Citizens Bancshares vs Citizens Financial Group: FCNCA and CFG compared
First Citizens Bancshares is the larger company: $2.4B of revenue in its latest quarter (Q3 2026) against $2.3B for Citizens Financial Group (Q3 2026). Citizens Financial Group is growing faster (+10% against 0% a year earlier). Citizens Financial Group is more profitable, with an operating margin of 34.6% against 33.1%.
Where the money goes: FCNCA and CFG
First Citizens Bancshares (FCNCA) · Q3 2026
First Citizens Bancshares, Q3 2026: revenue $2.4B (0% year over year), operating margin 33.1%, net earnings $606M, operating cash flow $902M. The chart follows the revenue to costs, profit and cash.
Citizens Financial Group (CFG) · Q3 2026
Citizens Financial Group, Q3 2026: revenue $2.3B (+10% year over year), operating margin 34.6%, net earnings $636M, operating cash flow $453M. The chart follows the revenue to costs, profit and cash.
| First Citizens Bancshares (FCNCA) | Citizens Financial Group (CFG) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $2.4B | $2.3B |
| Revenue growth, Y/Y | 0% | +10% |
| Operating margin | 33.1% | 34.6% |
| Net earnings | $606M | $636M |
| Net margin | 24.9% | 27.4% |
| Operating cash flow | $902M | $453M |
| Free cash flow | $689M | — |
| Market value | $25.6B | $27.1B |
| P/E | 10.7× | 12.8× |
| Analysts’ mean target | $2519.23 | $76.39 |
Questions
Which is bigger, First Citizens Bancshares or Citizens Financial Group?
First Citizens Bancshares is the larger company: $2.4B of revenue in its latest quarter (Q3 2026) against $2.3B for Citizens Financial Group (Q3 2026).
Is First Citizens Bancshares or Citizens Financial Group growing faster?
Citizens Financial Group is growing faster (+10% against 0% a year earlier).
Which is more profitable, First Citizens Bancshares or Citizens Financial Group?
Citizens Financial Group is more profitable, with an operating margin of 34.6% against 33.1%.
More: First Citizens Bancshares earnings · how First Citizens Bancshares makes money · Citizens Financial Group earnings · how Citizens Financial Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 28, 2026). Fiscal quarters can end on different dates. Not investment advice.