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Financial Institutions vs Shore Bancshares: FISI and SHBI compared
Financial Institutions is the larger company: $64.7M of revenue in its latest quarter (Q3 2026) against $62.8M for Shore Bancshares (Q3 2026). Shore Bancshares is growing faster (+11% against +1% a year earlier). Financial Institutions is more profitable, with an operating margin of 37.1% against 35.5%.
Where the money goes: FISI and SHBI
Financial Institutions (FISI) · Q3 2026
Financial Institutions, Q3 2026: revenue $64.7M (+1% year over year), operating margin 37.1%, net earnings $20.0M, operating cash flow $33.6M. The chart follows the revenue to costs, profit and cash.
Shore Bancshares (SHBI) · Q3 2026
Shore Bancshares, Q3 2026: revenue $62.8M (+11% year over year), operating margin 35.5%, net earnings $16.8M, operating cash flow $36.0M. The chart follows the revenue to costs, profit and cash.
| Financial Institutions (FISI) | Shore Bancshares (SHBI) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $64.7M | $62.8M |
| Revenue growth, Y/Y | +1% | +11% |
| Operating margin | 37.1% | 35.5% |
| Net earnings | $20.0M | $16.8M |
| Net margin | 30.9% | 26.7% |
| Operating cash flow | $33.6M | $36.0M |
| Free cash flow | $31.8M | $35.4M |
Where the revenue comes from
Financial Institutions
- Net interest income: $54.3M (84%)
- Noninterest income: $10.5M (16%)
Questions
Which is bigger, Financial Institutions or Shore Bancshares?
Financial Institutions is the larger company: $64.7M of revenue in its latest quarter (Q3 2026) against $62.8M for Shore Bancshares (Q3 2026).
Is Financial Institutions or Shore Bancshares growing faster?
Shore Bancshares is growing faster (+11% against +1% a year earlier).
Which is more profitable, Financial Institutions or Shore Bancshares?
Financial Institutions is more profitable, with an operating margin of 37.1% against 35.5%.
More: Financial Institutions earnings · how Financial Institutions makes money · Shore Bancshares earnings · how Shore Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 2, 2026). Fiscal quarters can end on different dates. Not investment advice.