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Farmers & Merchants Bancorp vs BCB Bancorp: FMAO and BCBP compared
Farmers & Merchants Bancorp is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $27.8M for BCB Bancorp (Q3 2026). Farmers & Merchants Bancorp is growing faster (+11% against +5% a year earlier). Farmers & Merchants Bancorp is more profitable, with an operating margin of 40.8% against -392.5%.
Where the money goes: FMAO and BCBP
Farmers & Merchants Bancorp (FMAO) · Q3 2026
Farmers & Merchants Bancorp, Q3 2026: revenue $34.8M (+11% year over year), operating margin 40.8%, net earnings $11.5M, operating cash flow $14.9M. The chart follows the revenue to costs, profit and cash.
BCB Bancorp (BCBP) · Q3 2026
BCB Bancorp, Q3 2026: revenue $27.8M (+5% year over year), operating margin -392.5%, net loss $132M, operating cash flow $5.0M. The chart follows the revenue to costs, profit and cash.
| Farmers & Merchants Bancorp (FMAO) | BCB Bancorp (BCBP) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $34.8M | $27.8M |
| Revenue growth, Y/Y | +11% | +5% |
| Operating margin | 40.8% | -392.5% |
| Net earnings | $11.5M | −$132M |
| Net margin | 33.1% | -476.9% |
| Operating cash flow | $14.9M | $5.0M |
| Free cash flow | $14.6M | $4.7M |
Where the revenue comes from
Farmers & Merchants Bancorp
- Net interest income: $29.9M (86%)
- Noninterest income: $4.9M (14%)
BCB Bancorp
- Net interest income: $22.6M (81%)
- Noninterest income: $5.2M (19%)
Questions
Which is bigger, Farmers & Merchants Bancorp or BCB Bancorp?
Farmers & Merchants Bancorp is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $27.8M for BCB Bancorp (Q3 2026).
Is Farmers & Merchants Bancorp or BCB Bancorp growing faster?
Farmers & Merchants Bancorp is growing faster (+11% against +5% a year earlier).
Which is more profitable, Farmers & Merchants Bancorp or BCB Bancorp?
Farmers & Merchants Bancorp is more profitable, with an operating margin of 40.8% against -392.5%.
More: Farmers & Merchants Bancorp earnings · how Farmers & Merchants Bancorp makes money · BCB Bancorp earnings · how BCB Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 27, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.