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Farmers & Merchants Bancorp vs Western New England Bancorp: FMAO and WNEB compared
Farmers & Merchants Bancorp is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $23.9M for Western New England Bancorp (Q3 2026). Western New England Bancorp is growing faster (+12% against +11% a year earlier). Farmers & Merchants Bancorp is more profitable, with an operating margin of 40.8% against 35.0%.
Where the money goes: FMAO and WNEB
Farmers & Merchants Bancorp (FMAO) · Q3 2026
Farmers & Merchants Bancorp, Q3 2026: revenue $34.8M (+11% year over year), operating margin 40.8%, net earnings $11.5M, operating cash flow $14.9M. The chart follows the revenue to costs, profit and cash.
Western New England Bancorp (WNEB) · Q3 2026
Western New England Bancorp, Q3 2026: revenue $23.9M (+12% year over year), operating margin 35.0%, net earnings $6.3M, operating cash flow $7.5M. The chart follows the revenue to costs, profit and cash.
| Farmers & Merchants Bancorp (FMAO) | Western New England Bancorp (WNEB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $34.8M | $23.9M |
| Revenue growth, Y/Y | +11% | +12% |
| Operating margin | 40.8% | 35.0% |
| Net earnings | $11.5M | $6.3M |
| Net margin | 33.1% | 26.4% |
| Operating cash flow | $14.9M | $7.5M |
| Free cash flow | $14.6M | $7.1M |
Where the revenue comes from
Farmers & Merchants Bancorp
- Net interest income: $29.9M (86%)
- Noninterest income: $4.9M (14%)
Western New England Bancorp
- Net interest income: $20.0M (84%)
- Noninterest income: $3.9M (16%)
Questions
Which is bigger, Farmers & Merchants Bancorp or Western New England Bancorp?
Farmers & Merchants Bancorp is the larger company: $34.8M of revenue in its latest quarter (Q3 2026) against $23.9M for Western New England Bancorp (Q3 2026).
Is Farmers & Merchants Bancorp or Western New England Bancorp growing faster?
Western New England Bancorp is growing faster (+12% against +11% a year earlier).
Which is more profitable, Farmers & Merchants Bancorp or Western New England Bancorp?
Farmers & Merchants Bancorp is more profitable, with an operating margin of 40.8% against 35.0%.
More: Farmers & Merchants Bancorp earnings · how Farmers & Merchants Bancorp makes money · Western New England Bancorp earnings · how Western New England Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Oct 27, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.