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Primis Financial vs Civista Bancshares: FRST and CIVB compared
Primis Financial is the larger company: $49.2M of revenue in its latest quarter (Q3 2026) against $49.1M for Civista Bancshares (Q3 2026). Primis Financial is growing faster (+20% against +11% a year earlier). Civista Bancshares is more profitable, with an operating margin of 40.4% against 22.2%.
Where the money goes: FRST and CIVB
Primis Financial (FRST) · Q3 2026
Primis Financial, Q3 2026: revenue $49.2M (+20% year over year), operating margin 22.2%, net earnings $8.7M, operating cash flow $79.1M. The chart follows the revenue to costs, profit and cash.
Civista Bancshares (CIVB) · Q3 2026
Civista Bancshares, Q3 2026: revenue $49.1M (+11% year over year), operating margin 40.4%, net earnings $16.0M, operating cash flow $27.6M. The chart follows the revenue to costs, profit and cash.
| Primis Financial (FRST) | Civista Bancshares (CIVB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $49.2M | $49.1M |
| Revenue growth, Y/Y | +20% | +11% |
| Operating margin | 22.2% | 40.4% |
| Net earnings | $8.7M | $16.0M |
| Net margin | 17.6% | 32.6% |
| Operating cash flow | $79.1M | $27.6M |
| Free cash flow | $78.8M | — |
Where the revenue comes from
Primis Financial
- Net interest income: $36.3M (74%)
- Noninterest income: $12.9M (26%)
Civista Bancshares
- Net interest income: $39.4M (80%)
- Noninterest income: $9.7M (20%)
Questions
Which is bigger, Primis Financial or Civista Bancshares?
Primis Financial is the larger company: $49.2M of revenue in its latest quarter (Q3 2026) against $49.1M for Civista Bancshares (Q3 2026).
Is Primis Financial or Civista Bancshares growing faster?
Primis Financial is growing faster (+20% against +11% a year earlier).
Which is more profitable, Primis Financial or Civista Bancshares?
Civista Bancshares is more profitable, with an operating margin of 40.4% against 22.2%.
More: Primis Financial earnings · how Primis Financial makes money · Civista Bancshares earnings · how Civista Bancshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 9, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.