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Five Star Bancorp vs Bar Harbor Bankshares: FSBC and BHB compared
Five Star Bancorp is the larger company: $52.6M of revenue in its latest quarter (Q3 2026) against $51.6M for Bar Harbor Bankshares (Q3 2026). Five Star Bancorp is growing faster (+27% against +8% a year earlier). Five Star Bancorp is more profitable, with an operating margin of 56.1% against 39.5%.
Where the money goes: FSBC and BHB
Five Star Bancorp (FSBC) · Q3 2026
Five Star Bancorp, Q3 2026: revenue $52.6M (+27% year over year), operating margin 56.1%, net earnings $21.9M, operating cash flow $26.6M. The chart follows the revenue to costs, profit and cash.
Bar Harbor Bankshares (BHB) · Q3 2026
Bar Harbor Bankshares, Q3 2026: revenue $51.6M (+8% year over year), operating margin 39.5%, net earnings $16.1M, operating cash flow $18.8M. The chart follows the revenue to costs, profit and cash.
| Five Star Bancorp (FSBC) | Bar Harbor Bankshares (BHB) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $52.6M | $51.6M |
| Revenue growth, Y/Y | +27% | +8% |
| Operating margin | 56.1% | 39.5% |
| Net earnings | $21.9M | $16.1M |
| Net margin | 41.6% | 31.2% |
| Operating cash flow | $26.6M | $18.8M |
| Free cash flow | $26.1M | $17.3M |
Where the revenue comes from
Five Star Bancorp
- Net interest income: $50.9M (97%)
- Noninterest income: $1.7M (3%)
Bar Harbor Bankshares
- Net interest income: $40.7M (79%)
- Noninterest income: $10.8M (21%)
Questions
Which is bigger, Five Star Bancorp or Bar Harbor Bankshares?
Five Star Bancorp is the larger company: $52.6M of revenue in its latest quarter (Q3 2026) against $51.6M for Bar Harbor Bankshares (Q3 2026).
Is Five Star Bancorp or Bar Harbor Bankshares growing faster?
Five Star Bancorp is growing faster (+27% against +8% a year earlier).
Which is more profitable, Five Star Bancorp or Bar Harbor Bankshares?
Five Star Bancorp is more profitable, with an operating margin of 56.1% against 39.5%.
More: Five Star Bancorp earnings · how Five Star Bancorp makes money · Bar Harbor Bankshares earnings · how Bar Harbor Bankshares makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 9, 2026). Fiscal quarters can end on different dates. Not investment advice.