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German American Bancorp vs Stock Yards Bancorp: GABC and SYBT compared
German American Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $120M for Stock Yards Bancorp (Q3 2026). Stock Yards Bancorp is growing faster (+18% against +2% a year earlier). Stock Yards Bancorp is more profitable, with an operating margin of 45.9% against 37.5%.
Where the money goes: GABC and SYBT
German American Bancorp (GABC) · Q3 2026
German American Bancorp, Q3 2026: revenue $130M (+2% year over year), operating margin 37.5%, net earnings $38.6M, operating cash flow $33.3M. The chart follows the revenue to costs, profit and cash.
Stock Yards Bancorp (SYBT) · Q3 2026
Stock Yards Bancorp, Q3 2026: revenue $120M (+18% year over year), operating margin 45.9%, net earnings $43.5M, operating cash flow $82.6M. The chart follows the revenue to costs, profit and cash.
| German American Bancorp (GABC) | Stock Yards Bancorp (SYBT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $130M | $120M |
| Revenue growth, Y/Y | +2% | +18% |
| Operating margin | 37.5% | 45.9% |
| Net earnings | $38.6M | $43.5M |
| Net margin | 29.8% | 36.2% |
| Operating cash flow | $33.3M | $82.6M |
| Free cash flow | $31.4M | $81.8M |
| Market value | $1.8B | $2.3B |
| P/E | 12.7× | 14.9× |
| Analysts’ mean target | $56.40 | $87.60 |
Where the revenue comes from
Stock Yards Bancorp
- Net interest income: $92.6M (77%)
- Noninterest income: $27.6M (23%)
Questions
Which is bigger, German American Bancorp or Stock Yards Bancorp?
German American Bancorp is the larger company: $130M of revenue in its latest quarter (Q3 2026) against $120M for Stock Yards Bancorp (Q3 2026).
Is German American Bancorp or Stock Yards Bancorp growing faster?
Stock Yards Bancorp is growing faster (+18% against +2% a year earlier).
Which is more profitable, German American Bancorp or Stock Yards Bancorp?
Stock Yards Bancorp is more profitable, with an operating margin of 45.9% against 37.5%.
More: German American Bancorp earnings · how German American Bancorp makes money · Stock Yards Bancorp earnings · how Stock Yards Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.