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HCI Group vs Donegal Group: HCI and DGICA compared
HCI Group is the larger company: $245M of revenue in its latest quarter (Q3 2026) against $238M for Donegal Group (Q3 2026). HCI Group is growing faster (+13% against -3% a year earlier). HCI Group is more profitable, with an operating margin of 47.5% against 9.3%.
Where the money goes: HCI and DGICA
HCI Group (HCI) · Q3 2026
HCI Group, Q3 2026: revenue $245M (+13% year over year), operating margin 47.5%, net earnings $83.5M, operating cash flow $74.9M. The chart follows the revenue to costs, profit and cash.
Donegal Group (DGICA) · Q3 2026
Donegal Group, Q3 2026: revenue $238M (-3% year over year), operating margin 9.3%, net earnings $18.2M, operating cash flow $14.9M. The chart follows the revenue to costs, profit and cash.
| HCI Group (HCI) | Donegal Group (DGICA) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $245M | $238M |
| Revenue growth, Y/Y | +13% | -3% |
| Operating margin | 47.5% | 9.3% |
| Net earnings | $83.5M | $18.2M |
| Net margin | 34.1% | 7.6% |
| Operating cash flow | $74.9M | $14.9M |
| Free cash flow | $74.5M | — |
| Market value | $2.5B | — |
| P/E | 7.4× | — |
| Analysts’ mean target | $246.67 | — |
Questions
Which is bigger, HCI Group or Donegal Group?
HCI Group is the larger company: $245M of revenue in its latest quarter (Q3 2026) against $238M for Donegal Group (Q3 2026).
Is HCI Group or Donegal Group growing faster?
HCI Group is growing faster (+13% against -3% a year earlier).
Which is more profitable, HCI Group or Donegal Group?
HCI Group is more profitable, with an operating margin of 47.5% against 9.3%.
More: HCI Group earnings · how HCI Group makes money · Donegal Group earnings · how Donegal Group makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.