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Donegal Group (DGICA) earnings and revenue breakdown
Latest: Q3 2026 · 10-Q filed Nov 5, 2026 · Donegal Group (DGICA) Q3 2026 earnings results →
Q3 2026 Revenue down 3% year over year to $238M · 8¢ of every $1 of revenue kept as net profit · operating margin 9.3%
Donegal Group made $238M in Q3 2026 (-3% Y/Y). Operating margin 9.3%, net earnings $18.2M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Nov 5, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $237.7M in Q3 2026, down 3% year over year and down 1% from the previous quarter.
Operating profit was $22.0M, a 9.3% margin (down 0.9 points year over year). Total costs fell 2% while revenue fell 3%. Net earnings were $18.2M, down 10% year over year. The effective tax rate was 17.6%.
Operating cash flow was $14.9M (down 33% year over year), 82% of net earnings. Non-cash charges added back $333K of depreciation and amortization and $232K of share-based compensation. Working capital and other items used $3.8M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q3 2026 | 10-Q | Nov 5, 2026 | $238M | -3% | 9.3% | $18.2M | $14.9M |
| Q2 2026 | 10-Q | Aug 4, 2026 | $241M | -2% | 11.4% | $22.3M | $5.9M |
| Q1 2026 | 10-Q | May 7, 2026 | $236M | -4% | 6.0% | $11.5M | $20.2M |
| Q4 2025 | 10-K | Mar 6, 2026 | $240M | -4% | 8.7% | $17.2M | $10.0M |
| Q3 2025 | 10-Q | Nov 4, 2025 | $246M | -2% | 10.2% | $20.1M | $22.4M |
| Q2 2025 | 10-Q | Aug 5, 2025 | $247M | +0.2% | 8.3% | $16.9M | $12.1M |
| Q1 2025 | 10-Q | May 6, 2025 | $245M | +2% | 12.7% | $25.2M | $25.7M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Donegal Group
Donegal Group Inc. is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty lines of insurance in certain Mid-Atlantic, Midwestern, Southern and Southwestern states. Donegal Mutual Insurance Company and the insurance subsidiaries of Donegal Group Inc. conduct business together as the Donegal Insurance Group. The Donegal Insurance Group has an A.M. Best rating of A (Excellent). The Class A common stock and Class B common stock of Donegal Group Inc. trade on the NASDAQ Global Select Market under the symbols DGICA and DGICB, respectively. We are focused on several primary strategies, including achieving sustained excellent financial performance, advancing our operational and digital capabilities, capitalizing on opportunities to grow profitably and providing superior experiences to our agents, policyholders and employees.
In its own words, from its 8-K, filed Jul 30, 2026.
Donegal Group against its Fire, Marine & Casualty Insurance peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: -3% against the peers' median +2%. Operating margin: 9.3% against the peers' median 15.1%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| DGICA Donegal Group | Q3 2026 | $238M | -3% | 9.3% |
| BRK-B Berkshire Hathaway | Q2 2026 | $101.8B | +10% | 15.5% |
| PGR Progressive | Q3 2026 | $23.2B | +3% | 14.0% |
| ALL Allstate | Q3 2026 | $17.3B | +0.5% | 15.1% |
| CB Chubb | Q3 2026 | $16.2B | +0.3% | 21.0% |
| TRV Travelers Companies | Q3 2026 | $12.4B | -0.5% | 19.1% |
| AIG American International Group | Q3 2026 | $7.4B | +17% | 15.0% |
| HIG Hartford Insurance Group | Q3 2026 | $7.2B | +4% | 21.9% |
| L Loews | Q3 2026 | $4.8B | +2% | 8.5% |
Source: Donegal Group 10-Q on SEC EDGAR · CIK 800457 · Fire, Marine & Casualty Insurance
Guidance and outlook
13F: who owns DGICA and who is buying
More on DGICA
History
Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results