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Hartford Insurance Group (HIG) earnings and revenue breakdown

Latest: Q3 2026 · 10-Q filed Oct 26, 2026 · Hartford Insurance Group (HIG) Q3 2026 earnings results →

Q3 2026 Revenue up 4% year over year to $7.2B · 18¢ of every $1 of revenue kept as net profit · operating margin 21.9%

Hartford Insurance Group made $7.2B in Q3 2026 (+4% Y/Y). Operating margin 21.9%, net earnings $1.3B. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Oct 26, 2026.

Revenue$7.2B
Year over year+4%
Operating margin21.9%
Net earnings$1.3B
Operating cash flow$3.0B

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Hartford Insurance Group Q3 2026 revenue breakdown: Sankey diagram of revenue, costs, profit and cash flow
Hartford Insurance Group Q3 2026 revenue breakdown — free to use with credit and a link (terms). Share on X
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What changed this quarter

Revenue was $7.2B in Q3 2026, up 4% year over year and down 1% from the previous quarter.

Operating profit was $1.6B, a 21.9% margin (up 4.0 points year over year). Of the extra revenue versus Q3 2025, 124% reached operating profit, above the 18% margin then. Total costs fell 1% while revenue rose 4%. Net earnings were $1.3B, up 23% year over year. The effective tax rate was 19.5%.

Operating cash flow was $3.0B (up 61% year over year), 223% of net earnings. Non-cash charges added back $0.11B of depreciation and amortization. Working capital and other items added $1.5B.

Quarterly history

Hartford Insurance Group revenue by quarterHartford Insurance Group revenue by quarter$6.8BQ1 2025$6.7BQ2 2025$6.9BQ3 2025$8.2BQ4 2025$7.2BQ1 2026$7.3BQ2 2026$7.2BQ3 2026
Hartford Insurance Group net earnings by quarterHartford Insurance Group net earnings by quarter$630MQ1 2025$995MQ2 2025$1.1BQ3 2025$1.1BQ4 2025$856MQ1 2026$1.3BQ2 2026$1.3BQ3 2026
QuarterFormFiledRevenueY/YOp. marginNet earningsOp. cash flow
Q3 202610-QOct 26, 2026$7.2B+4%21.9%$1.3B$3.0B
Q2 202610-QJul 23, 2026$7.3B+8%16.9%$1.3B$1.2B
Q1 202610-QApr 23, 2026$7.2B+6%14.6%$856M$1.0B
Q4 202510-KFeb 20, 2026$8.2B+19%19.8%$1.1B$1.8B
Q3 202510-QOct 27, 2025$6.9B+3%17.9%$1.1B$1.8B
Q2 202510-QJul 28, 2025$6.7B+4%17.5%$995M$1.3B
Q1 202510-QApr 24, 2025$6.8B+6%11.5%$630M$985M

Charts

Hartford Insurance Group: revenue growth, year over year and quarter over quarterHartford Insurance Group: revenue growth, year over year and quarter over quarterY/YQ/Q+6%Q1 2025+4%-1%Q2 2025+3%+3%Q3 2025+19%+17%Q4 2025+6%-11%Q1 2026+8%+1%Q2 2026+4%-1%Q3 2026
Latest (Q3 2026): Y/Y +4%, Q/Q -1%.
Hartford Insurance Group: where the cash came from (+) and went (−), TTM to Q3 2026Hartford Insurance Group: where the cash came from (+) and went (−), TTM to Q3 2026Operating cash flow$7.0BOther investing−$4.5BBuybacks−$1.8BDividends−$642MOther financing−$40.0MCash drawn (+) / kept (−)$11.0MExchange rates−$8.0M
From the cash-flow statement as filed (SEC XBRL). Cash is fungible: the bars do not say which dollar paid for what.
Hartford Insurance Group: profit against cash, quarter by quarterHartford Insurance Group: profit against cash, quarter by quarterNet incomeOperating cash flow$853M$1.9BQ4 2024$630M$985MQ1 2025$995M$1.3BQ2 2025$1.1B$1.8BQ3 2025$1.1B$1.8BQ4 2025$856M$1.0BQ1 2026$1.3B$1.2BQ2 2026$1.3B$3.0BQ3 2026
Latest (Q3 2026): Net income $1.3B, Operating cash flow $3.0B.
Hartford Insurance Group: diluted shares by fiscal yearHartford Insurance Group: diluted shares by fiscal year361MFY2020354MFY2021330MFY2022312MFY2023299MFY2024286MFY2025
-20.5% since FY2020: buybacks shrank the count.
Hartford Insurance Group: long-term debt falling due (FY2025)Hartford Insurance Group: long-term debt falling due (FY2025)$600M2029$3.9BLater
Cash $122M, short-term investments —, long-term debt $4.4B at 2025-12-31.
Hartford Insurance Group in its industry: growth against margin (56 companies, SIC 6331)Hartford Insurance Group in its industry: growth against margin (56 companies, SIC 6331)revenue growth, year over year →↑ operating marginmedian +2%median 14%BRK-BPGRALLCBTRVAIGLACGLMKLCNAWRBEGCINFAFGEverest Reinsurance Holdings IncAXSTHGRNRMCYSIGIKMPRSPNTHGWTMTIPTRLISKWDKNSLUVEHMNUFCSPLMRROOTSLDELMNDSAFTHCIDGICAHRTGEIGBOWJRVRHIPOGLREASICAIIGBLIAMSFACICNODKKINSKWYPRHIKGOXBRHIG (+4%, 22%)
Fire, Marine & Casualty Insurance; dot size is quarterly revenue; dashed lines are the industry's medians.

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📈Investments: gains and what it boughtinteractive

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🏭Its industry’s money flow (input-output)interactive

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About Hartford Insurance Group

The Hartford is a leader in property and casualty insurance and employee benefits. By anticipating challenges and reducing risks our customers face, the company helps people and businesses thrive with confidence. Built on a foundation of trust, The Hartford is committed to strong performance, exceptional customer experiences and bold innovation, hallmarks of its sustained success since 1810. The Hartford Insurance Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, Connecticut. More information on the company and its financial performance is available at https://www.thehartford.com . For additional details, please read https://www.thehartford.com/legal-notice .

In its own words, from its 8-K, filed Jul 23, 2026.

Hartford Insurance Group against its Fire, Marine & Casualty Insurance peers

The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +4% against the peers' median +2%. Operating margin: 21.9% against the peers' median 15.5%.

CompanyQuarterRevenueY/YOp. margin
HIG Hartford Insurance GroupQ3 2026$7.2B+4%21.9%
BRK-B Berkshire HathawayQ2 2026$101.8B+10%15.5%
PGR ProgressiveQ3 2026$23.2B+3%14.0%
ALL AllstateQ3 2026$17.3B+0.5%15.1%
CB ChubbQ3 2026$16.2B+0.3%21.0%
TRV Travelers CompaniesQ3 2026$12.4B-0.5%19.1%
AIG American International GroupQ3 2026$7.4B+17%15.0%
L LoewsQ3 2026$4.8B+2%8.5%
ACGL Arch Capital GroupQ3 2026$4.7B-9%25.5%

Source: Hartford Insurance Group 10-Q on SEC EDGAR · CIK 874766 · Fire, Marine & Casualty Insurance

13F: who owns HIG and who is buying

Largest holders of HIG (13F)Largest holders of HIG (13F)Vanguard Group$5.1BBlackRock$4.1BVanguard Capital Management LLC$2.4BState Street$2.1BVanguard Portfolio Management LLC$2.1BFMR LLC$1.4BGeode Capital Management, LLC$1.1BInvesco$751MDimensional Fund Advisors LP$635MNordea Investment Management AB$606M
Funds' net buying of HIG by quarter (13F)Funds' net buying of HIG by quarter (13F)−$263M2024-09−$267M2024-12$3.2M2025-03−$344M2025-06−$386M2025-09−$15.9M2025-12−$527M2026-03−$204M2026-06
Value of shares 13F filers added minus the value they sold, each quarter (quarters with most filings in).

More on HIG

History

Every quarter: Q3 2026 results · Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results · Q2 2025 results · Q1 2025 results

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