Filing Flows › Hartford Insurance Group (HIG) › Q3 2025
Hartford Insurance Group (HIG) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 27, 2025
Hartford Insurance Group (HIG) reported revenue of $6.9B for the third quarter 2025 (Q3 2025), +3% from a year earlier and +3% from the quarter before. Operating margin was 17.9%, net earnings $1.1B (15.5% of revenue).
Hartford Insurance Group, Q3 2025: revenue $6.9B (+3% year over year), operating margin 17.9%, net earnings $1.1B, operating cash flow $1.8B. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $6.9B | +3% | +3% |
| Operating profit | $1.2B | +6% | +31% |
| Net earnings | $1.1B | +9% | +41% |
| Operating cash flow | $1.8B | +42% | +10% |
| Free cash flow | $1.8B | +43% | +11% |
What changed
Revenue was $6.9B in Q3 2025, up 3% year over year and up 3% from the previous quarter.
Operating profit was $1.2B, a 17.9% margin (up 3.8 points year over year). Of the extra revenue versus a year earlier, 149% reached operating profit, above the 14% margin then. Total costs fell 2% while revenue rose 3%. Net earnings were $1.1B, up 41% year over year. The effective tax rate was 18.1%.
Operating cash flow was $1.8B (up 10% year over year), 170% of net earnings. Non-cash charges added back $0.07B of depreciation and amortization. Working capital and other items added $0.68B. Capital expenditures of $0.04B left free cash flow of $1.8B.
Questions
What was Hartford Insurance Group's revenue in the third quarter 2025?
Hartford Insurance Group (HIG) reported revenue of $6.9B for the third quarter 2025 (Q3 2025), +3% from a year earlier and +3% from the quarter before.
Was Hartford Insurance Group profitable in the third quarter 2025?
Operating profit was $1.2B (17.9% of revenue) and net earnings $1.1B.