Filing Flows › Hartford Insurance Group (HIG) › Q2 2025
Hartford Insurance Group (HIG) Q2 2025 earnings results (second quarter 2025)
10-Q filed Jul 28, 2025
Hartford Insurance Group (HIG) reported revenue of $6.7B for the second quarter 2025 (Q2 2025), +4% from a year earlier and -1% from the quarter before. Operating margin was 17.5%, net earnings $995M (14.8% of revenue).
Hartford Insurance Group, Q2 2025: revenue $6.7B (+4% year over year), operating margin 17.5%, net earnings $995M, operating cash flow $1.3B. The chart follows the revenue to costs, profit and cash.
| Q2 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $6.7B | -1% | +4% |
| Operating profit | $1.2B | +50% | +29% |
| Net earnings | $995M | +58% | +35% |
| Operating cash flow | $1.3B | +31% | +2% |
| Free cash flow | $1.3B | +32% | +4% |
What changed
Revenue was $6.7B in Q2 2025, up 4% year over year and down 1% from the previous quarter.
Operating profit was $1.2B, a 17.5% margin (up 3.4 points year over year). Of the extra revenue versus a year earlier, 114% reached operating profit, above the 14% margin then. Total costs fell 1% while revenue rose 4%. Net earnings were $1.0B, up 35% year over year. The effective tax rate was 20.1%.
Operating cash flow was $1.3B (up 2% year over year), 130% of net earnings. Non-cash charges added back $0.09B of depreciation and amortization. Working capital and other items added $0.20B. Capital expenditures of $0.04B left free cash flow of $1.3B.
Questions
What was Hartford Insurance Group's revenue in the second quarter 2025?
Hartford Insurance Group (HIG) reported revenue of $6.7B for the second quarter 2025 (Q2 2025), +4% from a year earlier and -1% from the quarter before.
Was Hartford Insurance Group profitable in the second quarter 2025?
Operating profit was $1.2B (17.5% of revenue) and net earnings $995M.