Filing Flows › Hartford Insurance Group (HIG) › Q1 2025
Hartford Insurance Group (HIG) Q1 2025 earnings results (first quarter 2025)
10-Q filed Apr 24, 2025
Hartford Insurance Group (HIG) reported revenue of $6.8B for the first quarter 2025 (Q1 2025), +6% from a year earlier and -1% from the quarter before. Operating margin was 11.5%, net earnings $630M (9.3% of revenue).
Hartford Insurance Group, Q1 2025: revenue $6.8B (+6% year over year), operating margin 11.5%, net earnings $630M, operating cash flow $985M. The chart follows the revenue to costs, profit and cash.
| Q1 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $6.8B | -1% | +6% |
| Operating profit | $783M | -27% | -14% |
| Net earnings | $630M | -26% | -16% |
| Operating cash flow | $985M | -47% | -10% |
| Free cash flow | $947M | -50% | -10% |
What changed
Revenue was $6.8B in Q1 2025, up 6% year over year and down 1% from the previous quarter.
Operating profit was $0.78B, a 11.5% margin (down 2.7 points year over year). Operating profit fell $0.13B even though revenue rose $0.39B versus a year earlier, so costs grew faster than sales. Total costs grew 9% against revenue growth of 6%. The fastest-growing cost line was Other operating costs (+11%). Net earnings were $0.63B, down 16% year over year. The effective tax rate was 19.5%.
Operating cash flow was $1.0B (down 10% year over year), 156% of net earnings. Non-cash charges added back $0.09B of depreciation and amortization. Working capital and other items added $0.26B. Capital expenditures of $0.04B left free cash flow of $0.95B.
Questions
What was Hartford Insurance Group's revenue in the first quarter 2025?
Hartford Insurance Group (HIG) reported revenue of $6.8B for the first quarter 2025 (Q1 2025), +6% from a year earlier and -1% from the quarter before.
Was Hartford Insurance Group profitable in the first quarter 2025?
Operating profit was $783M (11.5% of revenue) and net earnings $630M.