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HCI Group vs Heritage Insurance Holdings: HCI and HRTG compared
HCI Group is the larger company: $245M of revenue in its latest quarter (Q3 2026) against $219M for Heritage Insurance Holdings (Q3 2026). HCI Group is growing faster (+13% against +3% a year earlier). HCI Group is more profitable, with an operating margin of 47.5% against 31.6%.
Where the money goes: HCI and HRTG
HCI Group (HCI) · Q3 2026
HCI Group, Q3 2026: revenue $245M (+13% year over year), operating margin 47.5%, net earnings $83.5M, operating cash flow $74.9M. The chart follows the revenue to costs, profit and cash.
Heritage Insurance Holdings (HRTG) · Q3 2026
Heritage Insurance Holdings, Q3 2026: revenue $219M (+3% year over year), operating margin 31.6%, net earnings $51.1M, operating cash flow $9.6M. The chart follows the revenue to costs, profit and cash.
| HCI Group (HCI) | Heritage Insurance Holdings (HRTG) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $245M | $219M |
| Revenue growth, Y/Y | +13% | +3% |
| Operating margin | 47.5% | 31.6% |
| Net earnings | $83.5M | $51.1M |
| Net margin | 34.1% | 23.3% |
| Operating cash flow | $74.9M | $9.6M |
| Free cash flow | $74.5M | $9.5M |
| Market value | $2.5B | — |
| P/E | 7.4× | — |
| Analysts’ mean target | $246.67 | — |
Questions
Which is bigger, HCI Group or Heritage Insurance Holdings?
HCI Group is the larger company: $245M of revenue in its latest quarter (Q3 2026) against $219M for Heritage Insurance Holdings (Q3 2026).
Is HCI Group or Heritage Insurance Holdings growing faster?
HCI Group is growing faster (+13% against +3% a year earlier).
Which is more profitable, HCI Group or Heritage Insurance Holdings?
HCI Group is more profitable, with an operating margin of 47.5% against 31.6%.
More: HCI Group earnings · how HCI Group makes money · Heritage Insurance Holdings earnings · how Heritage Insurance Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 5, 2026; 10-Q filed Nov 6, 2026). Fiscal quarters can end on different dates. Not investment advice.