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Hagerty vs Enact Holdings: HGTY and ACT compared
Hagerty is the larger company: $354M of revenue in its latest quarter (Q3 2026) against $313M for Enact Holdings (Q3 2026). Enact Holdings is growing faster (+0.4% against -10% a year earlier). Enact Holdings is more profitable, with an operating margin of 64.9% against 11.7%.
Where the money goes: HGTY and ACT
Hagerty (HGTY) · Q3 2026
Hagerty, Q3 2026: revenue $354M (-10% year over year), operating margin 11.7%, net earnings $10.2M, operating cash flow $94.0M. The chart follows the revenue to costs, profit and cash.
Enact Holdings (ACT) · Q3 2026
Enact Holdings, Q3 2026: revenue $313M (+0.4% year over year), operating margin 64.9%, net earnings $159M, operating cash flow $184M. The chart follows the revenue to costs, profit and cash.
| Hagerty (HGTY) | Enact Holdings (ACT) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $354M | $313M |
| Revenue growth, Y/Y | -10% | +0.4% |
| Operating margin | 11.7% | 64.9% |
| Net earnings | $10.2M | $159M |
| Net margin | 2.9% | 50.8% |
| Operating cash flow | $94.0M | $184M |
| Free cash flow | $86.4M | — |
| Market value | $6.2B | $6.7B |
| P/E | 103.7× | 9.8× |
| Analysts’ mean target | $16.00 | $47.20 |
Where the revenue comes from
Hagerty
- Insurance: $322M (91%)
- Marketplace: $32.6M (9%)
Questions
Which is bigger, Hagerty or Enact Holdings?
Hagerty is the larger company: $354M of revenue in its latest quarter (Q3 2026) against $313M for Enact Holdings (Q3 2026).
Is Hagerty or Enact Holdings growing faster?
Enact Holdings is growing faster (+0.4% against -10% a year earlier).
Which is more profitable, Hagerty or Enact Holdings?
Enact Holdings is more profitable, with an operating margin of 64.9% against 11.7%.
More: Hagerty earnings · how Hagerty makes money · Enact Holdings earnings · how Enact Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 3, 2026; 10-Q filed Nov 5, 2026). Fiscal quarters can end on different dates. Not investment advice.