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Heritage Insurance Holdings vs Employers Holdings: HRTG and EIG compared
Heritage Insurance Holdings is the larger company: $219M of revenue in its latest quarter (Q3 2026) against $189M for Employers Holdings (Q3 2026). Heritage Insurance Holdings is growing faster (+3% against -21% a year earlier). Heritage Insurance Holdings is more profitable, with an operating margin of 31.6% against 7.7%.
Where the money goes: HRTG and EIG
Heritage Insurance Holdings (HRTG) · Q3 2026
Heritage Insurance Holdings, Q3 2026: revenue $219M (+3% year over year), operating margin 31.6%, net earnings $51.1M, operating cash flow $9.6M. The chart follows the revenue to costs, profit and cash.
Employers Holdings (EIG) · Q3 2026
Employers Holdings, Q3 2026: revenue $189M (-21% year over year), operating margin 7.7%, net earnings $11.6M, operating cash flow −$11.4M. The chart follows the revenue to costs, profit and cash.
| Heritage Insurance Holdings (HRTG) | Employers Holdings (EIG) | |
|---|---|---|
| Latest quarter | Q3 2026 | Q3 2026 |
| Revenue | $219M | $189M |
| Revenue growth, Y/Y | +3% | -21% |
| Operating margin | 31.6% | 7.7% |
| Net earnings | $51.1M | $11.6M |
| Net margin | 23.3% | 6.1% |
| Operating cash flow | $9.6M | −$11.4M |
| Free cash flow | $9.5M | — |
Questions
Which is bigger, Heritage Insurance Holdings or Employers Holdings?
Heritage Insurance Holdings is the larger company: $219M of revenue in its latest quarter (Q3 2026) against $189M for Employers Holdings (Q3 2026).
Is Heritage Insurance Holdings or Employers Holdings growing faster?
Heritage Insurance Holdings is growing faster (+3% against -21% a year earlier).
Which is more profitable, Heritage Insurance Holdings or Employers Holdings?
Heritage Insurance Holdings is more profitable, with an operating margin of 31.6% against 7.7%.
More: Heritage Insurance Holdings earnings · how Heritage Insurance Holdings makes money · Employers Holdings earnings · how Employers Holdings makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Nov 6, 2026; 10-Q filed Oct 30, 2026). Fiscal quarters can end on different dates. Not investment advice.