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Jefferson Capital vs Plumas Bancorp: JCAP and PLBC compared
Jefferson Capital is the larger company: $178M of revenue in its latest quarter (Q2 2026) against $29.3M for Plumas Bancorp (Q3 2026). Jefferson Capital is growing faster (+16% against +7% a year earlier). Plumas Bancorp is more profitable, with an operating margin of 47.8% against 45.9%.
Where the money goes: JCAP and PLBC
Jefferson Capital (JCAP) · Q2 2026
Jefferson Capital, Q2 2026: revenue $178M (+16% year over year), operating margin 45.9%, net earnings $41.3M, operating cash flow $43.3M. The chart follows the revenue to costs, profit and cash.
Plumas Bancorp (PLBC) · Q3 2026
Plumas Bancorp, Q3 2026: revenue $29.3M (+7% year over year), operating margin 47.8%, net earnings $11.4M, operating cash flow $14.7M. The chart follows the revenue to costs, profit and cash.
| Jefferson Capital (JCAP) | Plumas Bancorp (PLBC) | |
|---|---|---|
| Latest quarter | Q2 2026 | Q3 2026 |
| Revenue | $178M | $29.3M |
| Revenue growth, Y/Y | +16% | +7% |
| Operating margin | 45.9% | 47.8% |
| Net earnings | $41.3M | $11.4M |
| Net margin | 23.3% | 38.8% |
| Operating cash flow | $43.3M | $14.7M |
| Free cash flow | — | $14.6M |
Where the revenue comes from
Jefferson Capital
- United States: $129M (72%)
- Canada: $20.5M (12%)
- United Kingdom: $16.6M (9%)
- Latin America: $11.8M (7%)
Plumas Bancorp
- Net interest income: $26.5M (91%)
- Noninterest income: $2.8M (9%)
Questions
Which is bigger, Jefferson Capital or Plumas Bancorp?
Jefferson Capital is the larger company: $178M of revenue in its latest quarter (Q2 2026) against $29.3M for Plumas Bancorp (Q3 2026).
Is Jefferson Capital or Plumas Bancorp growing faster?
Jefferson Capital is growing faster (+16% against +7% a year earlier).
Which is more profitable, Jefferson Capital or Plumas Bancorp?
Plumas Bancorp is more profitable, with an operating margin of 47.8% against 45.9%.
More: Jefferson Capital earnings · how Jefferson Capital makes money · Plumas Bancorp earnings · how Plumas Bancorp makes money
From the companies' latest 10-Q, 10-K or earnings release (10-Q filed Aug 13, 2026; 10-Q filed Nov 4, 2026). Fiscal quarters can end on different dates. Not investment advice.